mBank, Citi and Alior promotions. An Apple Watch or a payment ring is waiting for customers

If you are a fan of new technologies and are looking for an opportunity to get modern gadgets, banks have prepared some very interesting promotions. Instead of standard cash bonuses, you can get innovative wearable devices, such as a payment ring or smartwatch, as well as additional cash for actively using your account or credit card.

Here is a list of the best offers for lovers of technological innovations.

mBank – smart ring for PLN 1 and up to PLN 720 bonus

mBank has prepared a promotion in which for creating an e-account for services (e.g. at THIS LINK) you can receive a discount code for the purchase of a multi-functional smart payment ring for just PLN 1. This is an extremely advanced gadget for fans of technology and a healthy lifestyle:

• health and sports functions – the ring measures steps taken, calories burned, pulse, and blood oxygenation level (e.g. while running). Additionally, it analyzes sleep quality, measures stress levels and body temperature;
• reliability – the device is waterproof and its battery lasts up to 7 days on a single charge. What is very important, the payment function works even when the battery is completely discharged.

To get the ring, you must apply for eAccount for services with any Mastercard debit card and within 7 days of opening it, ensure a one-time payment of min. PLN 2,000.

Additionally, the bank offers up to PLN 720 cash bonus for active use of the account, including: for card payments, receipts and opening an account via selfie or e-ID. You can join the promotion until May 27, 2026.

You can open an mBank account with a payment ring for PLN 1 on this website »

Citi Handlowy – Apple Watch SE 3 for a credit card

If you are interested in a credit card, Citi Handlowy offers the opportunity to win a popular smartwatch – Apple Watch SE 3. To receive the reward you must:

• obtain a Citi Simplicity Credit Card, e.g. at THIS LINK (and activate it, e.g. in the application). Then, in the 1st, 2nd and 3rd month after concluding the card agreement, in each of these months you must make at least 10 non-cash transactions with a total value of at least PLN 1,000.

The card also gives you the opportunity to receive another PLN 200 for transactions in the 4th, 5th and 6th month and PLN 100 cashback on the first anniversary of opening the card.

The offer is valid until May 10, 2026 or until the pool of only 500 contracts is exhaustedso you have to hurry with it.

You can apply for a Citi Simplicity card, on sale with Apple Watch SE 3, on this website, APR 18.16% »

Alior Bank – payment ring and up to PLN 800 refund

As part of the Alior Konto with code promotion GAIN2026 you can get a payment ring worth PLN 500. You can join the promotion, e.g. at THIS LINK. This is a great alternative for people looking for a simpler, but equally modern solution:

• the wedding ring is used only for convenient contactless payments. Its biggest advantage is that it does not require charging or Internet access. Moreover, it is water and scratch resistant.

To collect the wedding ring, within 10 days of opening the account with the card, you must make 5 card or BLIK transactions, sign up for the Mastercard Priceless Chwile program and log in to the Alior Mobile application.

An additional bonus – if you actively use the account, the bank offers a 10% refund on purchases (up to PLN 100 per month for 8 months) when paying by card, BLIK or a received wedding ring, which allows you to gain up to PLN 800 in total. The account application can be submitted until August 31, 2026. However, the bank does not rule out ending the promotion early.

You can open an Alior account in the promotion with bonuses on this website »

All these promotions allow you to conveniently attach your card to digital wallets (such as Google Pay, Apple Pay) on your phone or wrist, which will certainly be appreciated by every fan of modern banking. Remember – to open an account, you cannot have a restricted PESEL number.

You can open an Alior account in the promotion with bonuses on this website »

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“We X-ray Promotions” is an original series of articles in which the editors of Bankier.pl suggest how to make money on bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.

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