Almost 3/4 of Poles save money. “Mainly for a rainy day”

Nearly 75 percent Poles have savings – according to the IBRIS study for PAP. At the same time, eight out of ten participants of the study admitted that over the past year they had put off money, of which more than half for a “rainy day”.

The study showed that in the last 12 months regularly, i.e. every month (43 percent), as well as several times a year (39 percent), the money was accumulated in a total of 82 percent. Poles. At the same time, the savings accumulated previously have 15.9 percent. respondents.

The most commonly indicated by Poles was to collect savings on emergency situations, i.e. Burnout – this is the reason for 53.7 percent. respondents. The second most commonly mentioned reason was recreation, i.e. holidays and trips (23.3 percent). 17.6 percent save for future health needs. respondents.

Money to support children or grandchildren is collected by 16.6 percent. Poles; For long -term purposes, such as a pension, saves 14.9 percent, for renovation of a house or apartment – 14.6 percent. Subsequently, the study participants mentioned: own education (10.9 percent), other goals (10.4 percent), purchase of equipment or electronics (8.4 percent). We save the least for the purchase of real estate or plot – 7.4 percent people gave such an answer.

Every fourth respondent (24.8 percent) admitted that he had a security sufficient for more than 12 months of peaceful life; 17.7 percent It has funds for 6-12 months, and 16.4 percent for 3-6 months. This means that 58.9 percent Savings have a security for at least 3 months. However, almost every fourth respondent (24.8 percent) has low reserves: 14.6 percent. only for 2 months, 7.8 percent for 3 months, 2.2 percent per month, and 0.2 percent – Less than a month. However, 16.3 percent respondents could not determine how much savings were enough for them.

“The results clearly show that, despite frequent economic turmoil, Poles remain prudent, which is confirmed by a high percentage of savings and actively saving. However, the main goal of saving, i.e. securing themselves for the so -called rainy day suggests that motivation is more fear of instability than ambitious long -term plans. What's more, every fourth Pole is secured for over a year, It is an identical percentage for a maximum of three months.

The study was conducted on September 26-27 this year. Cati's method among 1073 adult Poles. (PAP)

FOS/ PAD/ MOW/