6% still available, but there are changes. VeloBank with a new promotion of savings accounts
publication
2026-03-27 06:00
VeloBank updates its savings account and term deposit promotions every few weeks. This time, the bank is extending the validity of its special campaign regarding Flexible Savings Account, in which you can receive a significantly increased rate in exchange for checking off several additional conditions. The good news is that the interest rate valid for most of March is maintained for new customers.
March 25 this year new price lists of savings products have appeared on the VeloBank website. The change is dictated by the extension of two of the bank's flagship promotions. One of them concerns the Flexible Savings Account.
As before, the bank predicted several scenarios to which it assigned appropriate rates. Interest rate for new customers in the amount of 6 percent on an annual basis
has been preserved, however there were discounts for other variants. More information can be found in the table below.
|
Promotional interest rate on the Flexible Savings Account |
||
|---|---|---|
|
Variant |
Rates and amounts |
Additional terms |
|
New customers + activity |
6.00 percent annually up to PLN 50,000 |
Offer for new customers who open an account in remote channels, set up a personal account and perform at least: 5 cashless transactions by card or Blik per month |
|
New customers without a personal account |
2.00 percent annually up to PLN 400,000 |
Offer for new customers who open an account in remote channels |
|
Regular customers + new funds and activity |
4.50 percent to scale year up to PLN 200,000 |
Offer for existing customers who deposit new funds or new customers who open an account at a branch. Required to perform at least 5 cashless transactions by card or Blik per month |
|
Regular customers + new funds, without a personal account |
1.00 percent on an annual basis up to PLN 400,000 |
Offer for existing customers who deposit new funds or new customers who open an account at a branch |
|
Source: Own study by Bankier.pl based on the VeloBank interest rate table of March 25, 2026. |
||
Previously, new customers who did not open a personal account could get 3%. up to PLN 400,000 per year. Currently, the rate has remained reduced to 2 percent. annually. A slightly lower cut applies to the offer for regular customers who deposit new funds and show activity. In the previous edition, the rate was 5%. up to PLN 100,000 per year. Currently it is 4.50 percent. per year for twice the amount. From 2 percent up to 1 percent on an annual basis however, the rate has decreased for those who deposit new funds but do not have a personal account or do not want to make monthly non-cash transactions.
The promotional interest rate is valid for 3 months. The rate will be charged provided that the guidelines in the table are met. You can join the promotion no later than April 14 this year
You can open a Flexible Savings Account at VeloBank on this website »
The New Funds deposit retains its interest rate
On the same day, the promotion of the Deposit for New Means was extended. Unlike the offer regarding the Flexible Savings Account, only the more important dates were changed and the rates for individual periods were maintained. And so:
- Deposit for New Funds for 2 months – bears interest at 3.50%. per year,
- Deposit for New Funds for 3 months – has an interest rate of 3.20%. per year,
- Deposit for New Funds for 6 months – bears interest at 3.00%. on an annual basis.
The testing date for the new measures is March 21, 2026 and the end of the promotion has been set for April 14 this year
You can create a deposit for New Funds on this website »
Reduction of the standard interest rate at VeloBank
March 24 this year still other changes came into force in VeloBank. The bank reduced the standard rate on the Flexible Savings Account. The new interest rate is as follows:
- Up to PLN 100,000 – 0.50 percent per annum (change from 1.00% per annum),
- Over PLN 100,000 up to PLN 400,000 – 1.00%. per annum (change from 2.00% per annum),
- Over PLN 400,000 up to PLN 1,000,000 – 1.50%. per annum (change from 3.00% per annum).
The new price list covers accounts opened from February 6, 2023.
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