27 February 14:47
The number of open impersonal metal accounts (OMA) increased by more than 40% over the past year. The dynamics intensified in the new year: in January alone, customer demand increased by almost 10%. The total volume of precious metals increased by 46% last year. These are the statistics from VTB.
Gold confirms its status as a key asset for private investors, forming the main demand in the compulsory medical insurance market. The number of “gold” accounts at the end of 2025 increased by 50%. The volume of metal on them increased by 16%. Both new clients and existing clients who are systematically increasing their investments are showing interest in gold.
The reason for investors' attention is the significant increase in quotes. The price of gold reached about $5,000 per troy ounce at the beginning of 2026. According to the results of last year, the profitability was +28%, this year the growth has increased – another +17%.
The silver market, in turn, demonstrates the most striking dynamics in terms of volumes: with the number of accounts increasing by 36% last year, the volume of metal on them increased by 51%. This dynamics is explained by the fact that investors mastering compulsory medical insurance start with gold and then actively diversify their portfolios, paying attention to the potential of silver.
In 2025, the price of silver increased by 96% and has maintained high levels since the beginning of the year, according to the Central Bank of the Russian Federation. The metal price set by the Bank of Russia as of February 25, 2026 was 214.21 rubles per gram. Clients also create portfolios in platinum and palladium. The total volume of these metals in the jar reached about 1 ton.
“Investor behavior is transforming. Precious metals, traditionally considered a conservative instrument of savings, are turning into a dynamic and massive investment product. The growth occurs against the backdrop of increasing financial literacy of the population and the search for reliable assets that allow him to hedge market risks in the long term. Statistics confirm that this is a long-term trend, and not a one-time surge,” commented Alexey Okhorzin, Senior Vice President, Head of VTB Retail Business Products Department.
This information does not constitute individual investment advice.
