The first bank reduces the interest rate on deposits after the Polish APP decision. Even by 2 pp.
2025-07-04 15:00
publication
2025-07-04 15:00
July 3 this year A new interest rate on time deposits at BOŚ Bank has appeared. The price list provides worse interest rates for standard ecarocate than before. In the case of long -term variants, the difference can be up to 2 pp.
At the last meeting of the Monetary Policy Council, a decision was made to reduce the NBP interest rates. Their new, updated heights began to apply from July 3, 2025 on the same day BOŚ Bank has published a new interest rate for its term deposits. The new price list predicts lower rates.
Deposits available in the facility for 24 and 36 months affected the biggest changes. In their case, you can currently count on half of this on July 2 this year. inclusive. All changes for ecolocata are presented by the table below.
|
A reduction in the interest rate on the ecate at BOŚ Bank in force from July 3, 2025. |
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|---|---|---|---|---|
|
Period |
Ecolocate in internet banking and application |
Ecolocate in the facility |
||
|
rate until July 2, 2025. [p.a.] |
The rate from July 3, 2025. [p.a.] |
rate until July 2, 2025. [p.a.] |
The rate from July 3, 2025. [p.a.] |
|
|
3m |
4.25% |
4.00% |
3.25% |
3.00% |
|
6m |
3.75% |
3.50% |
2.85% |
2.50% |
|
12m |
3.25% |
3.00% |
2.45% |
2.00% |
|
24m |
4.00% |
3.00% |
4.00% |
2.00% |
|
36m |
4.00% |
3.00% |
4.00% |
2.00% |
|
Source: own study based on interest rates at BOŚ Bank |
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The table changes do not apply to the interest rate on currency deposits in euros and American dollars. In their case, the rates remained unchanged.
BOŚ Bank is an institution that as one of the last changed interest on its deposits after the first cut of interest rates this year, which took place in May this year. At that time, the price list update concerned only deposits available in promotions that required payment of new funds. New rates were proposed to clients on June 27 this year. After the previous editions of special actions. In total, after the previous reduction of the NBP interest rates, the rates reduced 20 banks.
Ok. MDE
