Statistics indicate that Poles and Poles in the matter of pensions prefer – using the proverb – a sparrow in a handful than a pigeon on the roof. Up to 68 percent people who reach retirement age decide to stop working, although it could significantly increase their benefit.
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Currently in Poland, men aged 65 and women aged 60 can retire. Most Polish women and Poles use this opportunity: according to ZUS data, which is cited by Next.gazeta.pl, In 2024, 68 percent seniors applied for a retirement benefit with the achievement of the statutory limit of the age. The trend has been persisted for several years, which can be seen in the data: two years ago this percentage was 69 percent, and three years ago – 70 percent.
At the same time, only 8 percent Senior and 4 percent Seniors worked two years after reaching the retirement age. Poland stands out a bit from the European Union, where – according to Eurostat data – on average 77.2 percent. Seniors stopped working when they reached the required age to retire.
Why do some seniors reject higher pensions? A trend among pensioners
Among EU countries, 64.7 percent people stopped working within 6 months of gaining the right to a pension. The retirement is almost on the day of reaching the retirement age is – according to experts – resignation from a much higher benefit.
Already in 2021, the president of ZUS explained that Each year of work above the statutory retirement age increases the subsequent retirement benefit by about 8 percent. This is due to the fact that the retirement capital increases, and life -length boards are more favorable.
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Still more can be gained if the pensioner will remain five years old at work. The analysis prepared by the Sobieski Institute indicated that for a woman who would leave the labor market at the age of 65 instead of 60 years, the amount of benefit will be 30 % higher for life. The authors of the report from 2024 calculated that it would remain a decade at work after reaching the retirement age could mean almost doubling the benefit.
