Who will be the new trustee of Idea Bank? There is a response to the letter of the president of the BFG
As we wrote in Business Insider Polska, the fate of who will become the new trustee of Idea Bank is hanging in the balance. This is Leszek Czarnecki's first bank that was subject to compulsory restructuring by the Bank Guarantee Fund. Now the president of BFG is writing to the court in case Kamil Hajduk wants to become the trustee. Business Insider obtained access to this letter, which we write more about in this text. “I did not submit my candidacy for the trustee of Idea Bank” – we read in Kamil Hajduk's statement sent to Business Insider Polska.
According to the letter from the president of BFG, Kamil Hajduk represents AMS Restrukturyzacje in these bankruptcy proceedings. This is a creditor who has not been recognized on the list of receivables, but who believes that he is the most important creditor in the bankruptcy proceedings of Idea Bank. Therefore, according to BFG, the possible appointment of Hajduk or a company with which he is associated to act as the receiver of Idea Bank would raise concerns about the lack of transparency.
“I have never submitted my candidacy for the position of trustee nor have I sought such an appointment,” we read in Kamil Hajduk's statement.
“The application I submitted concerned only the change of the trustee of Idea Bank SA without seeking the opinion of the BFGand within it I justified why the opinion of this institution should not be taken into account by the court,” we read further.
As Hajduk explains, in response to his request for public information on March 9, 2026, BFG confirmed that at the stage of submitting the application for declaring Idea Bank's bankruptcy, it had designated Marcin Kubiczek as a candidate for the trustee, arguing that he had the required qualifications and experience.
“In September 2025, the Regional Prosecutor's Office in Wrocław initiated an investigation into the actions of the officers of the Bank Guarantee Fund, including failure to fulfill their duties and exceeding their powers, also in order to obtain financial benefits. Information about the ongoing proceedings was submitted to the District Court for Wrocław-Fabryczna in a letter of April 24, 2026. The very fact of the pendency of the investigation additionally emphasizes the importance of the transparency of the Fund's activities and the need to exercise particular caution when assessing its impact on the course of bankruptcy proceedings,” we read in the statement.
Restructuring and bankruptcy of Idea Bank
On December 30, 2020, the Bank Guarantee Fund decided to initiate compulsory restructuring of Idea Banku, the cancellation of its capital instruments and the appointment of an administrator. Idea Bank was taken over by Bank Pekao SA. All because of the bank's bad financial situation. According to PwC, the bank had negative capital of minus PLN 482.8 million, so its assets were not sufficient to cover its liabilities. People's claims related to GetBack bonds, TFI Trigon certificates or insurance capital fund policies were not transferred to Bank Pekao. On July 26, 2022, the court announced the official bankruptcy of Idea Bank and appointed Marcin Kubiczek as the receiver.
