Alior Bank showed its cards. Profit dropped by 15 percent, but investors have reason to be relieved

The net profit of the Alior Bank group in the first quarter of 2026 decreased to PLN 403.2 million from PLN 476.3 million a year earlier, the bank announced in the report. The profit turned out to be 5.5%. above the expectations of analysts who predicted that it would amount to PLN 382 million.

The expectations of 4 brokerage houses regarding the bank's net profit in the first quarter of 2026 ranged from PLN 368 million to PLN 396 million.

Alior Bank's net profit in the first quarter of 2026 decreased by 15.3%. year to year and decreased by 41.4%. on a quarterly basis.

Interest income amounted to PLN 1,248.2 million and was 1.1 percent higher. higher than the consensus of PLN 1,234.1 million. Interest income decreased by 2.8%. y/y and dropped 1.3%. kdk.

The commission income amounted to PLN 221.2 million, which means that it was 1.6% higher than in the previous year. below the forecasts of analysts surveyed by PAP Biznes (PLN 224.8 million). Commission income increased by 5.7%. y/y and dropped 7.9%. on a quarterly basis.

Total costs were PLN 630.9 million, i.e. 1.1%. lower than the consensus of PLN 637.8 million. Total costs increased by 2.5%. y/y and increased by 11.6%. kdk.

The balance of reserves amounted to PLN 115.3 million and was 1.7 percent higher. lower than the consensus of PLN 117.3 million. The balance of reserves decreased by 3.9%. y/y and increased by 82.7%. compared to the previous quarter.

(PAP Business)

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