Siberians were told how to save their savings / Economic news of Krasnoyarsk and the Krasnoyarsk Territory / Newslab.Ru
March 24 9:30
Financiers warn that the value of the amount that was yesterday is not equal to what it is today.
According to the forecast of the Bank of Russia, inflation remains a significant factor influencing savings. By the end of March 2026, the annual figure could be about 5%, and by the end of the year it is expected to be in the range of 4.5–5.5%. Inflation expectations of Russians in March 2026 rose to 13.4%, according to an InFOM survey conducted by order of the Bank of Russia from March 2 to March 12, 2026. Under these conditions, every percentage of profitability becomes important.
We found out which deposits of the Levoberezhny bank are popular among Siberians today, whether we should expect a better offer in 2026, and why residents of other regions are increasingly making deposits with the Siberian bank.
Among the bank's products, the deposit is the leader – with a rate of up to 17% per annum and for a period of 91 days with monthly interest accrual. To receive maximum income, it is enough to pay with any bank cards (including credit) for 20,000 rubles per month or be a payroll client. Additionally, for non-cash payments using cards, cashback of up to 10% per annum is awarded. “Salary maximum”¹ is used as a tool for passive income by almost 57% of bank clients.
Another popular deposit is “Capital”² — with a rate of up to 14.5% per annum, with the first interest payment after 90 days, for a period of three years. It is suitable for those who want to save for a specific goal or protect funds from spontaneous spending: the deposit does not provide for expense transactions. At the same time, flexibility is maintained: you can close the deposit without losing accumulated interest during special “windows” – for example, three months after opening. This allows you to withdraw money if your plans change and not lose interest on the first withdrawal.
All deposits in Levoberezhny are insured by the Insurance Agency deposits, and the bank’s reliability is confirmed by the Expert RA and NRA ratings. This is important if you are building a financial cushion and want to protect your money from inflation.
Don't put off making a decision waiting for ideal circumstances. Purchasing power declines gradually, and each day of delay can cost a portion of real income. The market is changing, and the key rate may decrease, so it is important to start receiving income now.
You can open a deposit at the offices of Levoberezhny Bank or in the BL-Online mobile application. You can submit a request for a consultation on the bank’s website or by calling the toll-free 24-hour number 8 800 3333-555.
1. The minimum amount of the “Salary Maximum” deposit is 50,000 rubles, the maximum is 1,400,000 rubles. The rate is up to 17% per annum, including an 8% per annum surcharge when crediting wages or making purchases using Levoberezhny Bank cards in the amount of at least 20,000 rubles. Duration: 91 days. Opens to service package holders. The deposit is automatically extended under the conditions in force at the time of extension. Additional contributions are accepted for the first 60 days. Expense transactions are not provided. Interest is paid on the last calendar day of each month. In case of early termination, interest is paid at a rate of 0.01% per annum, previously paid interest is recalculated.
2. The minimum amount of the “Capital” deposit is 30,000 ₽, the maximum is 50,000,000 ₽. Rate up to 14.5% per annum. Minimum guaranteed rate: 7.416% per annum. Duration – 1100 days. No replenishment. Expense transactions are not provided. Interest payment: the first four periods – after 90 days, then every 180 days and at the end of the term, depending on the period of funds being in the deposit. In case of early termination, the interest paid is retained.
Bank “Levoberezhny” (PJSC). License of the Bank of Russia No. 1343. TIN 540 415 4492, nskbl.ru.
Advertising. Bank “Levoberezhny” (PJSC). erid: 2VfnxvrDqNr
Related links:
- Banking experts told how Siberians can get the maximum interest on their deposit
- Levoberezhny Bank offers Siberians additional income when issuing debit cards
