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Minimum pension close to PLN 2,000. PLN gross
The most noticeable change concerns the lowest benefits. The minimum pension will increase from PLN 1,878.91 gross to PLN 1,978.49 gross. This means PLN 1,800 and PLN 43 a month “on hand”, i.e. over PLN 90 more than before. The same minimum threshold will also apply to survivors' pensions, social pensions and pensions for total incapacity for work.
The increase in the minimum pension also automatically increases the amount of the so-called thirteen. In 2026, it will amount to PLN 1,978.49 gross and – as every year – it will go to all eligible persons in April, without the need to submit applications.
“Thirteen” and tax nuances
Although the gross amount is the same, the final transfer amount depends on taxes. A nine percent health insurance premium is always deducted from the additional benefit. However, if the total amount of the pension and the “thirteenth benefit” in the month of payment exceeds PLN 2.5 thousand. PLN gross, 12% will be charged on the surplus. PIT.
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In practice, people with the minimum pension will receive approximately PLN 1,629 net. Seniors receiving more than PLN 2.5 thousand PLN gross, they will receive approximately PLN 1,563 1 grosz “in hand”.
“Fourteen” with an income limit
More complex rules will apply to the 14th retirement scheduled for September. Its basic amount will also be PLN 1,978.49 gross, but the full benefit will only be available to those whose monthly pension does not exceed PLN 2.9 thousand. PLN gross.
After exceeding this threshold, the “PLN for PLN” rule will apply, reducing the allowance to a minimum of PLN 50 gross. The limit value is currently PLN 4,585.46 gross – after indexation it will be PLN 4,828.49 groszy. Exceeding this ceiling means losing the right to “fourteen”.
