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Deepfajk or good old manipulation? How AI really helps fraudsters [PODCAST]

Eugeniusz Twaróg2026-01-12 06:00Deputy editor-in-chief of “Puls Biznesu”

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2026-01-12 06:00

During a July conference in Washington, Sam Altman, head of OpenAI, warned against an impending wave of fraud powered by artificial intelligence. How big is the threat from deepfakes? What scams is AI already being used in?

Remote recruitment a trap? A PZU expert warns against fake candidates
Remote recruitment a trap? A PZU expert warns against fake candidates
photo: Tero Vesalainen / / Shutterstock

The fear of deepfake video calls generated in real time is spreading across the internet. Everyone has probably heard about the $25 million that the accountant of a British company transferred after a video call with the management who commissioned him to handle the transaction. The connection was supposed to be a deepfake.

Many security experts are skeptical about this story. One of them is Patryk Gęborys, head of security at PZU. He does not downplay the threat associated with the use of AI by criminals, but points out that traditional methods based on manipulation techniques are still effective and dangerous. Criminals are improving them, increasingly using artificial intelligence to create scenarios of conversations with victims and plan attacks.

Patryk also talks about a new fraud supported by AI, dangerous for entrepreneurs involving remote recruitment. The North Koreans are behind them. Criminals send applications for remote work in the USA and take part in qualifications. During the interviews, an artificial image or voice is generated to mislead recruiters as to the candidate's origin. The goal is to get a job, which will give criminals entry into the company.

Insider threat, as Patryk says, is one of the most important risk factors that companies have to face. Besides, you don't have to look far. Recently, an employee of one of the local governments copied and removed data of PLN 5,000. people.

We invite you to listen to the podcast and other broadcasts from the Scamming out! podcast series.

Bankier.pl
Bankier.pl
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Eugeniusz Twaróg

In “Puls Biznesu” I deal with the financial market, especially the banking sector, but I also write about the debt collection and leasing industry. I must admit that banks are closest to me. I look at the achievements of the receivables management industry with respect, but I only know this business from an observer's perspective. I have never, knock on wood, been a client of a debt collection company. It's easier for me to evaluate banks because I have an open account with all of them. I know what the website, call center and branch service look like and how they work.

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Ashley Davis

I’m Ashley Davis as an editor, I’m committed to upholding the highest standards of integrity and accuracy in every piece we publish. My work is driven by curiosity, a passion for truth, and a belief that journalism plays a crucial role in shaping public discourse. I strive to tell stories that not only inform but also inspire action and conversation.

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