publication
2026-01-10 06:00
In the past, skimming, a method of stealing card data, was a nightmare for banks and customers. Today it is a thing of the past. Now phishing, vishing and smishing are the top methods used by fraudsters. How to fight them?
Card fraud has been minimized to almost zero. Two thirds of frauds involving cards stolen from Polish users are reported outside the country. In many cases, this is the result of carelessness of the user who leaves card data on websites that are not sufficiently well secured, often related to gambling.
A huge problem and challenge, however, are frauds that involve manipulating a person into ordering a transfer or withdrawing cash and depositing it into the criminals' account. Mateusz Oleksy, head of Visa Polska, believes that education is the best solution for social engineering tricks, but the actions of criminals can also be limited using technical methods. Interesting anti-scam technologies are being tested in the UK.
