Indexation of pensions 2026. Increase, new rates and widow's pension – everything you need to know
Valorization annuity this is not the only change for beneficiaries in 2026. In the coming year, ZUS will calculate the so-called June pensions, and therefore also some survivors' pensions. There is also a change coming widow's pensions. Check what new amounts and limits will apply.
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The year 2026 will bring the lowest pension increase in years. Indexation, similarly to pensions, is based on the inflation rate and 20%. wage increase. According to the budget assumptions for 2026, the indexation rate will be 4.88%. The changes will enter into force on March 1, 2026.
With the forecast indexation rate, benefits will increase as follows:
— pension for total incapacity for work: from PLN 1,878.91 to PLN 1,970.60 gross,
— pension for partial incapacity for work: from PLN 1,409.18 to PLN 1,477.95 gross,
— pension for persons completely incapable of work as a result of an accident or occupational disease: from PLN 2,254.69 to PLN 2,364.72 gross,
— pension for persons partially incapable of work as a result of an accident or occupational disease: from PLN 1,691.02 to PLN 1,773.54 gross.
Pension indexation until 2025
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Maciej Zieliński / PAP / photos
See also: Karol Nawrocki has an idea for indexation of pensions. ZUS judges harshly
Widow's pension in 2026. Indexation and higher limits
Widow's pension, which allows you to combine your own pension with the survivor's pension of your deceased spouse (in the proportion of 100% of one benefit and 15% of the other), will also be indexed. Forecasted rate 4.88%. will result in an increase in benefits and income limits.
Currently, a widow's pension is not payable if the sum of benefits exceeds three times the minimum pension, i.e. PLN 5,636.73. From March 1, 2026, this limit will increase to PLN 5,911.00 gross – says “Fakt”.
Survivor pension. ZUS will recalculate June pensions
From January 1, 2026, ZUS will introduce new regulations regarding the so-called June pensions, which will also include survivors' pensions. The changes concern people whose pensions were granted or converted in June in the years 2009–2019. The key is that beneficiaries will not have to submit any applications – ZUS will automatically calculate the benefits.
The new regulations will include, among others: people who:
— They receive a survivor's pension after a deceased person whose pension was determined or recalculated by ZUS in June in the years 2009–2019;
— They receive a survivor's pension for a person who has reached retirement age, but died in June in the years 2009–2019 and did not have time to submit an application for a pension.
ZUS will have three months to calculate benefits, which means that the first increased payments will reach beneficiaries in April 2026. More about We write about the conversion of June pensions HERE.
See also: Changes for retirees from 2026. ZUS will recalculate some benefits
Social pension for people with disabilities. Increases in 2026
In 2026, the social pension for people with disabilities who are unable to live independently will also be indexed. With an indexation index of 4.88%. the changes will look like this:
— social pension will increase from PLN 1,878.91 to PLN 1,970.60 gross,
— the pension supplement amount will increase from PLN 2,610.72 to PLN 2,738.12.
Source: Fakt, Business Insider Polska
