Second Home, or English “Second House”, is the second property we have, most often as a home or a holiday apartment. It is not about living in the same town, but about the property located in a tourist resort, which serves as Place of rest and relaxation.
The trend for possessing second home in Poland is just crawling, but in the world it is already a standard for wealthy people. For years, there have been such rich New Yorkers, who have their summer residences at Hamptons on Long Island. Now this fashion also reaches Polish investors.
Advantages of investment in the second house
The purchase of a second apartment or home brings many benefits. Investing in real estate is considered one of the least risky – An additional apartment or house is unlikely to bring losses. By buying your dream property by the sea, in the mountains or in a warm country, you get your own place to relax, which you can arrange your own way and visit when you feel like it.
By deciding to buy Second Home in a warm European country, you can Take a break from capricious Polish weather and “free” spend your holidays, weekends or organize work. By buying a property abroad, you place capital, thanks to which you secure some of your money in the event of a crisis on the Polish real estate market.
Having a property in a Polish or foreign resort, you also build your image, which is important in a large business or among investors. Proveful capital placement is a valuable skill that helps to build a personal brand as an entrepreneurial person.
The best directions in Poland
Does investing in a luxurious apartment in Poland make sense? Although theoretically, the Polish climate is not conducive to such investments, the reality is different. Many wealthy people like to spend cold months away from the cold, There are also those who value the empty Baltic or picturesque Polish mountains in winter.
Read also: Second Home for the winter season. Where to look and what to watch out for?
Investment properties by the sea that you can easily rent should be in attractive, well -located resorts rich in attractions. A good choice at the seaside are: Sopot, Władysławowo, Gdynia, Gdańsk, Mielno and Kołobrzeg. In the mountains it is worth considering Zakopane, Białka Tatrzańska, Karpacz and Szklarska Poręba.
The purchase of a flat in Warsaw is also a good deposit of capital – you have an almost 100 % guarantee of regular rental.
Foreign directions – South Europe in the crosshairs
If not Poland, where to buy a holiday home? An alternative to the Polish coast or mountains is usually the south of Europe. If the investor wants to extend his holiday or even in November to use the sun, he must look for a flat away from Central Europe. The most popular directions are Spain, Italy, Greece, Croatia and Bulgaria.
Prices do not have to scare
To buy a property abroad, you don't have to have huge assets. Flats in Italy or Spain can cost as much as in larger cities in Poland. It all depends on the exact location.
In accordance with the analysis of the Morizon-Gratka experts in the spring of 2025, a meter of apartment in Spanish Alicante could be bought for about PLN 11,000, and in Sofia for around PLN 9,000. For comparison, the average price of sq m in Sopot was then over PLN 18,000.
The most expensive are apartments in European capitals and largest cities – in Dubrovnik, Madrid and Lisbon.
Additional costs to be considered
In addition to the initial cost of purchasing real estate, you must keep in mind the annual costs of maintaining the apartment and taxes specific to each country. For example, the annual catastral tax in Spain is from 0.4 percent. up to 1.3 percent real estate value, which should be included in investment calculations.
The material was created in cooperation with The Morizon Gratka group.
