“We have collected data and there is hard evidence-salaries have been growing faster than the prices of apartments for a year,” wrote the Minister of Funds and Regional Policy on Saturday Katarzyna Pełczyńska-Nałęcz on the platform X. “This is not the situation for years. What does this mean? That the apartments are becoming more accessible. And on the other hand their current owners will not be interrupt-all, maybe outside of developers,” she emphasized.
The minister, to confirm his words, posted on the portal X charts showing how the price availability of apartments in cities such as Krakow, Warsaw, Lublin and Szczecin from 2nd quarter to the first quarter of 2025. voivodship.
“The price availability calculated in this way has been growing stable from the second quarter of 2024. The increase in availability ranges from +7 percent to +19 percent.” – the minister emphasized. She pointed out that this availability effect would not be without specific actions.
“Deleting a loan 0 percent,-unambiguous, attitudes towards REITs, which influenced investors' decisions,-the Act on the openness of housing prices, which introduces transparency to the real estate market and shortens offers manipulations-which is another important price-forming signal”-she mentioned. “We keep going! And we don't look sideways,” she added.
A real estate market expert from the Warsaw Real Estate Association Marcin Drogomirecki asked by PAP for comment agreed with the opinion of Pełczyńska-Nałęcz.
– In both the primary and secondary market, the ratio of the price of a square meter to average salary has been improving for many months, which means that the availability of apartments for the average Kowalski has been growing for a long time. In short, for the average salary every month we can buy more and more square meters of apartment – admitted Drogomirecki.
He also referred to the influence of “deleting” the loan of 0 percent. for this situation. – The end of the program, slowly falling interest rates, which also reduce the cost of a mortgage – all this makes the apartments more accessible – but also inhibiting the demand of artificially powered by the previous loan introduced by the PiS government – noted Drogomirecki. He pointed out that the slowdown of demand meant that we have a much greater supply of apartments, much greater flexibility of sellers and, as he noted, a much larger selection of apartments on the market.
In response to PAP's question, whether this trend will persist, the expert said: – At this moment it seems that it will be a lasting trend, that we will be dealing with stabilization, and I would say more: normalizing the situation on the market of apartments.
-But you never know what on the market, in the economic and financial sphere can happen, which could destabilize this market-he added. He also emphasized that he is currently looking at the real estate market “optimistically”.
– I think that the situation on him will be stable, which we have looked for for many years – said Drogomirecki. He noticed that there are different prices and different salaries in different locations in Poland. – However, in general, the situation stabilizes in the country and this availability of apartments will gradually grow. As the remuneration increases, of course, he said.
In his opinion, the greatest increase in the availability of apartments was recorded in smaller cities, where prices in recent years have not been as rapid as in Warsaw or Krakow. E.g. in Olsztyn, Lublin, Katowice – Drogomirecki pointed out.
According to Otodom, Analytycs in the first five months of 2025, developers introduced 20.9 thousand to the market. apartments, and demand responded with a purchase of 15.3 thousand apartments, which led to an increase in the offer to 62 thousand. apartments on seven largest markets.
Flats prices stabilize
Sale of new apartments in June this year. fell by 8.7 percent In the face of May, and in most cases prices have not changed over the past two months – it results in the barometer of the prices of apartments Tableofert.pl. Counting year on year, prices are 6.1 percent higher.
As reported in the Gethome.pl report, after the May stabilization of the offer on the secondary market, June brought a decrease in all metropolises. Most – by 5 percent – it shrunk Warsaw (up to 18.3 thousand premises) and Poznań (up to 3.9 thousand). By 4 percent fewer apartments than in May were on the secondary market in Wrocław (10,000 premises), Łódź (5.5 thousand) and Katowice (2.3 thousand), by 3 percent – Krakow (9.5 thousand) and 1 percent – in the Tri -City (8.9 thousand).
Experts point out that in Warsaw and Krakow the average price of a square meter of second -hand apartments has been falling for a year. As a result, it is lower by 4 percent. Within 12 months it increased the most in the Tri -City (by 4 %). In Poznań, it has not changed, in the Upper Silesian-Zagłębie metropolis and Łódź, it is higher than a year ago by 2 percent, and in Wrocław-by 1 percent.
