Cash loan ranking – June 2025. [Ranking Bankier.pl]

The minimum differences in the amount of the monthly installment, reaching only a few zlotys, determine the positions of leaders in the June cash loan ranking. We compare offers at 50,000 PLN with a five -year loan period. Check which bank offers the best conditions.

The ranking was based on the data we received directly from the banks. For the purpose of preparing the simulation, we assumed that a potential borrower is a 35-year-old single employed on the basis of an indefinite employment contract, earning PLN 5,900 gross monthly. Monthly expenses are at the level of about PLN 4,000. We also assume that the borrower has a positive credit history – without delay in repayments and without active credit liabilities. We also assumed that the customer is considering opening a personal account at the bank.

We start with the ranking of cash loans without insurance, prepared for a specific customer example. The total cost of the loan determines the place in the table. When analyzing offers from 10 banks, we also took into account key indicators, such as monthly installment and APRC.

The bank took first place in the ranking Commercial citi with an offer Cash loans for new customers. The monthly loan installment is PLN 1035, which translates into the total cost of the loan in the amount of PLN 12 137.06. The potential borrower does not have to open a personal account at the bank to use the cash loan. This can be an additional advantage for people interested in the loan.

On the second step of the podium he came Alior Bank. Repayment Cash loan It takes place in equal monthly installments of PLN 1038.12. The total cost of the loan is PLN 12,286.78. The borrower does not have to open a personal account to take advantage of the offer. An additional advantage of the product may be the option of free cash withdrawals at the branch facility.

Third place in the ranking belongs to Velobanku. In total for granting Cash loan for a sum of 50,000 PLN The potential borrower will pay PLN 12,947.20. In turn, the monthly repayment is at the level of PLN 1049.12. The condition for using the offer is the opening of Velokont. The bank provides a free payment of money in the branch. It is also worth adding that when applying for a loan, you can use the grace period in repayment of the first installment from 1 to 3 months.

Ranking of cash loans with insurance

In the next ranking we look at cash loans at 50,000 PLN for a period of 60 months, this time in the insurance version. Seven banks presented their proposals, and in the table, in addition to key parameters, such as installment and APRC, we also took into account the cost of insurance itself.

Cash loan leader at 50,000 PLN with insurance is Bank Polska Spółdzielczości with Credit Safe Cash. The potential customer will pay PLN 1069.75 per month installments. This translates into the total cost of the loan at PLN 15,297.87. It is also worth emphasizing that the presented offers are available to customers who will open the icono. BPS allows you to take advantage of the monthly trade in repayment and pay money at the facility.

The eye below was the offer Express loan Available in Bank Pekao. The repayment of the liability takes place in equal monthly installments of PLN 1092.07. The total cost of the loan is PLN 15,524.06. Bank Pekao does not require invoicing. The customer can use a maximum two -month grace period and pay the funds free of charge in the ward.

The bank took third place Credit Agricole. In the offer Cash loan for new customers The monthly installment of the liability is PLN 1158.11. However, the total cost is PLN 19,486.50. A condition that entitles you to use the offer is to have or open one of the following bills: account for you, account for you Move or VIP accounts for you. Credit Agricole does not charge a fee for paying a loan at the facility.

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