publication
2025-06-10 06:00
The best quarterly place in June is covered by a rate of 7 percent. per year – just like a month ago. However, many changes to the detriment of depositors can be observed in the next places of the table. For example, one of the banks reduced the interest rate by 1 pp.
The best deposits for 3 months are the subject of analysis of the latest ranking. Places in the table are assigned on the basis of interest rates proposed by a given bank. Deposits with better rates will be at the forefront of the list. In the ranking you can also find information on additional conditions or the maximum amount of deposit. One bank can be included in the table once – with its best offer.
The best quarterly deposits in June
|
The highest rates on quarterly deposits – June 2025. |
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|---|---|---|---|---|---|
|
LP. |
Bank |
Deposit |
Ok. [p.a.] |
Quota restrictions |
Additional conditions |
|
1. |
Alior Bank |
START deposit Submit an application |
7.00% |
1000 – 30,000 PLN |
for new customers who will open a personal account with and agree marketing consent |
|
2. |
Commercial citi |
Promotional deposit Submit an application |
6.70% |
20,000 – 220,000 PLN |
For new customers who will set up a Citigold account in the offer “Exclusive benefits with the Citigold savings account 6.7%” will accept the offer regulations and provide a daily balance of min. PLN 420,000 |
|
3. |
Renault Bank |
Term deposit Submit an application |
6.50% |
PLN 100 – 400,000 |
for owners of access to the Raisin platform. Having an account required on the platform |
|
Volkswagen Bank GmbH Branch in Poland |
Lokata Plus Submit an application |
6.50% |
1000 – PLN 2,000,000 |
for account holders |
|
|
4. |
Toyota Bank |
Lokata Plus Compare others |
6.10% |
2000 – PLN 100,000 |
for account holders |
|
5. |
New bank |
NEWDEPOZYT 3M guaranteed Compare others |
6.00% |
1000 – PLN 100,000 |
for new customers who will set up a deposit account |
|
mBank |
Promotional deposit Submit an application |
6.00% |
1000 – 25,000 PLN |
for new customers who will open a personal account with a debit card and agree marketing consent |
|
|
Raiffeisen Digital Bank |
Deposit for you Submit an application |
6.00% |
PLN 100 – 300,000 |
for new customers who will set up a personal account |
|
|
6. |
BFF Banking Group |
Lokata facto Submit an application |
5.25% |
PLN 10,000 – PLN 12,000,000 |
for deposit account holders |
|
Nest Bank |
Nest deposit hello Submit an application |
5.25% |
1000 – 25,000 PLN |
for new bank clients who will set up an account and agree marketing consent |
|
|
7. |
Aion Bank |
Term deposit Compare others |
5.00% |
1000 – PLN 1,000,000 |
for account holders |
|
Bank Millennium |
The deposit “I like it, I recommend it” Submit an application |
5.00% |
500 – 30 00 PLN |
for account holders who: a) they will effectively fly to a friend to a friend who will fill in additional conditions or b) they are new clients and ROR will open on the command and meet additional conditions. The conditions in question are the expression of marketing consents, the implementation of min. 5 cashless payments by card or BLIK for the amount of PLN 360 and ensuring revenues on the amount of min. PLN 1,000 within 30 days of opening the account. The required expression of marketing consents by all participants |
|
|
BOŚ Bank |
A deposit for new funds Compare others |
5.00% |
from PLN 1,000 |
for account holders who will pay new funds |
|
|
Inbank |
START deposit Submit an application |
5.00% |
1000 – 50,000 PLN |
for new customers |
|
|
Santander Consumer Bank |
Online deposit new funds Submit an application |
5.00% |
1000 – 400,000 PLN |
payment of new funds per deposit |
|
|
8. |
BNP Paribas Bank Polska |
Tennis deposit Compare others |
4.50% |
1000 – 50,000 PLN |
for new customers who have opened an account open to you with a tennis visa card |
|
9. |
Credit Agricole |
A deposit for new funds Compare others |
4.25% |
1000 – PLN 100,000 |
for account holders who will pay new funds |
|
10. |
Velobank |
A deposit for new funds Submit an application |
4.20% |
1000 – 190,000 PLN |
Payment of new funds for deposits and expressing marketing consents |
|
Source: Bankier.pl own interest rates based on interest rates and banks' websites, status on June 9, 2025. |
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Alior Bank
He reports first in the June ranking of Bankier.pl quarterly deposits. By choosing its offer, you can get a rate in the amount 7 percent per year. Such a percentage of Location to start. The bank's proposals will be used by new customers who will set up a personal account (e.g. a personal account or Alior Account) and agree on marketing consent. You can pay up to PLN 30,000 to this deposit.
He stays the vice -leader this month Deposit in promotion “Exclusive benefits with the Citigold savings account 6.7%” from Citi Handlowy. Mentioned 6.70 percent per year new customers can receive Commercial citiwho will open a personal account in the Citigold variant. Two more conditions are in force – providing a daily balance on the bank's accounts in the amount of min. PLN 420,000 and accepting the promotion regulations. On this deposit, you can maintain an amount between PLN 20,000 and PLN 220,000.
Two offers with a rate in the amount of the table in the third position 6.50 percent annually. One of them is Term deposit
Available in Renault Bank. To open this deposit, you must have access to the Raisin platform and an account on this platform. The maximum amount is PLN 400,000. The funds paid to this deposit are protected by the French deposit guarantee system.
It also occupies the same place Lokata Plus From Volkswagen Bank GmbH Branch in Poland. Establishing a deposit in this bank is possible provided you have an account in it. The payment limit is PLN 12,000,000. Savings stored in this bank are protected by the German equivalent of BFG.
Discounts in five banks
Discounts on term deposits do not stop. A month ago, we mentioned the cuts in three banks that reported in the ranking. This time five institutions decided on this move:
- Aion Bank – a reduction on a term deposit from 5.10 to 5.00 percent per year,
- BNP Paribas Bank Polska – cuts on a tennis deposit from 5.00 to 4.50 percent annually,
- Citi Handlowy – a reduction on deposit in the Citigold account promotion from 6.80 to 6.70 percent. per year,
- Inbank – a change on the location to start from 5.75 to 5.00 percent per year,
- mBank – a reduction on a promotional deposit from 7.00 to 6.00 percent per year.
The average interest rate of five at most interest -bearing offers is 6.56 percent. per year, i.e. by 0.12 pp. less than in May.
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