The best bank deposits for 1 month – May 2025 [Ranking Bankier.pl]

publication
2025-05-06 06:00
The beginning of May did not bring many changes among the best deposits per month. The offer at the forefront is still a proposal from a new bank at 7 percent. per year. Only new customers of this bank can pay this deposit.


Deposits per month are the subject of the first deposit ranking this month. The applicable interest rate dictates the order in the table, while the remaining factors (additional conditions, quota limit) are given to information. One bank can be included in the table once – with its best offer.
The best monthly deposits
|
The highest rates on monthly deposits – May 2025. |
|||||
|---|---|---|---|---|---|
|
LP. |
Bank |
Deposit |
Ok. |
Quota restrictions |
Additional conditions |
|
1. |
New bank |
NowyDePosite 1m high percentage Compare others |
7.00% |
1000 – PLN 10,000 |
for new customers who will set up a deposit account |
|
2. |
Toyota Bank |
Lokata Plus Compare others |
5.80% |
2000 – PLN 100,000 |
for account holders |
|
3. |
Bank Millennium |
Birthday deposit Submit an application |
5.50% |
1000 – 25,000 PLN |
for account holders at the bank, available for 30 days from the day of the customer's birth, assumed by the mobile application |
|
4. |
Volkswagen Bank GmbH Branch in Poland |
Lokata Plus Compare others |
5.00% |
1000 – PLN 2,000,000 |
for account holders |
|
5. |
BFF Banking Group |
Lokata facto Submit an application |
4.75% |
5000 – PLN 12,000,000 |
for deposit account holders |
|
6. |
BPS Bank |
quantity Compare others |
4.00% |
from PLN 1,000 |
for personal account holders or a savings account |
|
7. |
Inbank |
Standard deposit Submit an application |
3.00% |
5000 – 50,000 PLN |
lack |
|
8. |
Commercial citi |
Standard deposit (Citigold) Submit an application |
2.50% |
from PLN 5,000 |
for Citigold account holders |
|
9. |
Santander Consumer Bank |
Online deposit new funds Submit an application |
2.00% |
1000 – 400,000 PLN |
payment of new funds |
|
10. |
BNP Paribas Bank Polska |
GO deposit Submit an application |
1.50% |
from PLN 1,000 |
for personal or savings account holders |
|
Credit Agricole |
Standard deposit Compare others |
1.50% |
from PLN 1,000 |
for personal account holders |
|
|
Nest Bank |
Nest Lokata Submit an application |
1.50% |
1000 – PLN 2,000,000 |
for personal account holders |
|
|
Source: Own study Bankier.pl based on interest rates and banks' websites, on May 5, 2025. |
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The first place in the monthly deposit ranking is once again in a row NowyDePosite 1m high percentage from the offer New bank. The rate on this deposit is 7 percent per year. Only new bank clients who will set up a deposit account will benefit from this proposal. PLN 10,000 is a payment limit designated by the bank.
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Also without changes in the position of runner -up he became Toyota Bank. Lokata Plus
addressed to personal account holders is covered by a rate in the amount of 5.80 percent annually. This condition is the only one that needs to be met to open the deposit. You can donate up to PLN 100,000 to a single place.
5.50 percent on the year and third place is the result Bank Millennium. The interest rate is given Birthday deposits Available within a maximum of 30 days from the day of birth of the customer who uses the bank's personal account. The deposit can only be founded through the bank's mobile application. The maximum amount is PLN 25,000.
One offer down
In the case of monthly deposits, there were not many changes compared to the April deposit ranking. The average rate for the top five is still 5.61 percent. per year. Inbank proposed the only reduction from the banks in the table. The rate on a standard deposit for this date is 0.50 pp in May. lower than a month ago.
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