Sber in Norilsk issued the first Arctic mortgage after the resumption of lending under the program

The Mironov family from Norilsk was the first to use the Arctic mortgage after the resumption of lending under the program. The Mironovs purchased a two -room apartment on preferential conditions in the Central District of Norilsk.

For convenience, the family took advantage of the option from the Sberblastic Subject Sberbank, which involves reducing the size of the first mortgage contribution in exchange for the payment of the borrower commission. The family also took advantage of the funds of maternity capital to calculate with the seller of the apartment.

The Arctic mortgage is issued at a rate of 2 % per annum. It is available in the northernmost regions of the country, including four municipalities of the Krasnoyarsk Territory: Norilsk, Taimyr, Dolgan-Nenets district, Turukhansky district and ten settlements of the Evenki district.

Conditions of the Arctic program of preferential housing lending: initial contribution – at least 20.1 % of the value of the acquired real estate; The maximum loan amount is 9 million rubles; The maximum term of payment is up to 20 years; Bet of 2 %.

The program is intended for young families under 36 years old, single parents under 36 years old with a child/children under 19 years old, special preferential categories of citizens, workers in the medical and educational spheres, a military-industrial complex located in the program, as well as moved to the Far Eastern Federal District, or to the Arctic territory from the special operation zone.

Gennady Mironov, buyer of the apartment under the Arctic mortgage program:

“We arrived in Norilsk from Krasnoyarsk. To make the family comfortable to live in a new place, they decided to purchase their own apartment. Nowadays, a mortgage under 2 % is a real gift. All this is thanks to the Arctic mortgage program. In addition, in the savings, all the stages of the transaction were held very quickly, it also managed to use the “Flexible Primary Fund” option, which allowed to reduce the size of the first mortgage contribution in exchange for a one -time payment. ”

“The Sberic team congratulates the first buyers of the apartment under the updated Arctic mortgage program. Buying your own housing is one of the important tasks for family comfort. A 2% rate and a flexible initial contribution allow you to significantly facilitate the financial burden for our customers. It is joyful when our client carefully studies and uses all possible score tools and options in order to enter a mortgage as easy as possible, ”said Anton Milyutin, who was managing Sberbire Krasnoyarsk.

Recall that from April 1, 2025, a family mortgage for secondary housing became available in 20 cities of the Krasnoyarsk Territory. The list of cities includes: Artemovsk, Achinsk, Bogotol, Borodino, Divnogorsk, Dudinka, Yeniseisk, Zaozerny, Kansk, Lesosibirsk, Nazarovo, Norilsk, Zheleznogorsk, Zelenogorsk, Sharypovo, Ilan, Kodinsk, Igarka, Uzhur and Uyar.

You can choose a finished apartment for buying on the Domklik website.

Evaluate your financial capabilities and risks.
Study all loan terms
Advertising. PJSC “Sberbank of Russia”. OGRN: 10277700132195. General License to the Bank of Russia for banking operations No. 1481 of 08/11/2015 ERID: 2VFNXYLVBA