The highest cashback on the market. They will pay up to PLN 1200 for card payments

Cashback is a return of a specific part spent while purchasing money. Citi Handlowy offers the possibility of recovering a record amount: PLN 1,200. It puts simple conditions: you must spend a minimum of PLN 300 every month with the Citi Simplicity card for a round year.

Years ago, Cashbacks were one of the most desirable bonuses on payment cards. Banks offered a refund of a specific percentage on the amount issued by card. The reduction of Interchange rates, however, caused Cashbacks to expire with a natural death. Earlier, banks were shared with commission profits from sellers for card payments with clients. Today, cashbacks can be found with a candle.

For this reason, the Citi Handlowy offer seems worth mentioning. The bank proposes to recover a total amount of up to PLN 1,200, with PLN 600 in cash, and PLN 600 in the form of points available in Mastercard Proporate Moments. These points can then be exchanged for e-vouchers for popular stores, e.g. Empik, Allegro or Smyk.

To start the promotion, “prizes are rushing to you with the Citibank credit card – edition III” you must first register at this link. After registering, submitting a card application and a positive decision, the card should be activated. This can be done immediately after signing the contract in the mobile application and connect to the Apple Pay or Google Pay portfolio. When we get physical plastic, you need to register in the program priceless moments.

Promotion rules are simple:

• For the first six months, spend a minimum of PLN 300 every month with the Citi Simplicity card, and for each month the bank will give you PLN 100.
• Over the next six months, spend a minimum of PLN 300 with the Citi Simplicity card every month, and for each month the bank will charge 8,000 points in the program priceless moments. Eight thousand points are equivalent to PLN 100. Points can be exchanged for vouchers for various stores, e.g. Allegro or Empik.

In total, there is PLN 600 in the form of a card return plus PLN 600 in coupons for various online stores (details on the page priceless moments). The bank only requires to spend a minimum of PLN 300 for a year every month by card. On average, this is one larger shopping a week.

Application for the Citi Simplicity card in the promotion, you will submit to this address, APRC 21.36% »

Cards only for financially disciplined!

Traditionally, we remind you that a credit card is a product for financially disciplined people. People with dismissive attitude to spending money should not reach for it.

The card in the first year is unconditionally free. Later, it costs PLN 12 a month, unless the customer performs transactions for PLN 1,000 per month.

The benefits of using credit cards

The “head” card can bring a number of benefits:

• We use the bank's money and we don't have to block our own right away. If we repay the resulting debt on a profile date, we do not incur any costs of using the card. The interest -free period reaches up to 56 days (so the card works in a similar way as popular postparty payments).
• Thanks to the card, you can also learn to plan expenses, because we see everything on the lift, we will not escape anything like paying cash.
• The card gives access to the lower -interest installment transactions. The user may, among others Spread each transaction over PLN 100 in installments, which comes out a bit cheaper than the usual repayment of the card (APRC is 18.39 percent vs. 21.36 percent).
• The user gains access to discounts up to 50 percent, vouchers and surprises with bank partners (e.g. 10 % discount in a restaurant program). Bank customers also have access to the MasterCard program priceless moments when prizes are received for card transactions.
• The customer is protected by chargeback. In case of problems with obtaining a good or a badly completed order, the bank helps to recover money from the seller.
• The card helps build creditworthiness. If you plan to take out a loan for an apartment in the future, then a systematically repaid card may be proof that you are overwhelming finances and control your loans.

Application for the Citi Simplicity card in the promotion, you will submit to this address, APRC 21.36% »

“We x -raying promotions” is an original series of articles in which Bankier.pl editors suggest how to earn on bank accounts. We analyze the latest offers, explain the tricks and suggest how to reach for the prize as easiest.