The indexation of pensions and annuities takes place every year on March 1, and its final index will be announced at the end of February. This is when it will be known how prices and wages have increased in 2025, which is crucial for determining the amount of benefits. ZUS, based on government forecasts, is already preparing for March payments. According to these calculations, the minimum pension, which currently amounts to PLN 1,878 and PLN 91 gross, will increase to PLN 1,970 and PLN 60 gross. In practice, this means a pay increase of PLN 83.
ZUS emphasizes that seniors do not have to submit any applications – benefits will be automatically increased. The first transfers with higher amounts will reach retirees' accounts in March.
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How much will the additional benefits be?
The indexation of pensions will also affect the amount of thirteenth and fourteenth pensions, which are paid in an amount equal to the minimum pension. In 2026, it will amount to PLN 1,960 and PLN 70 gross. PLN 13, paid in April, will go to all seniors in the same amount, regardless of the amount of the basic benefit.
Fourteenth pensions, which in recent years were paid in September, will be awarded on similar terms as before. The full amount will be given to people whose pension or disability pension does not exceed PLN 2,900 gross. In the case of higher benefits, the pension will be reduced in accordance with the “PLN for PLN” principle. The minimum withdrawal will be PLN 50 gross.
Read also: Indexation of pensions 2026. Increase, new rates and widow's pension – everything you need to know
ZUS calculations
ZUS has prepared detailed simulations that show how benefits may change depending on the amount of the current pension.
According to “Fakt”, a person currently receiving PLN 2,000 gross, after indexation, can count on PLN 1,908 and PLN 82 in cash, which means an increase of almost PLN 89.
In turn, a senior with a pension of PLN 3,000 gross will gain over PLN 115, receiving PLN 2,785 and PLN 22 in cash.
However, a person receiving PLN 3,900.00, i.e. PLN 3,381 in hand, will receive PLN 3,531.19 after indexation, i.e. PLN 150 and PLN 19 more.
