PSB launches an insurance program for employees of small and medium-sized businesses with coverage of war risks

PSB continues to develop the ecosystem of insurance products for small and medium-sized businesses and expands the capabilities of the comprehensive financial protection program “Protection PRO”.

Now entrepreneurs in all regions of Russia, including the Republic of Crimea, Sevastopol, Donetsk People's Republic, Lugansk People's Republic, Kherson and Zaporozhye regions, can insure in one box program not only the property of organizations and civil liability, but also company employees against accidents with coverage of military risks and critical illnesses.

The “Protection PRO” product allows you to protect the assets of small and medium-sized businesses from unplanned expenses associated with damage to property during the occurrence of various unforeseen events, civil liability resulting from damage to property or the life and health of third parties, will financially support employees and their families in the event of disability, injury and death as a result of an accident, including those associated with military risks.

When diagnosed with critical illnesses, employees will receive financial assistance in the event of a heart attack, stroke, cancer, expensive heart surgery and a number of other serious illnesses. When an insured event occurs, company employees independently manage the payment to organize their treatment.

“For the first time on the Russian market, together with PSB Insurance, we included employee insurance with military risk coverage in a packaged product for small and medium-sized businesses. Moreover, entrepreneurs can connect each segment of “Protection PRO” separately depending on their needs, that is, buy separately both insurance against accidents and against accidents with military risks. Or, for example, purchase insurance with war risks only for employees who go on business trips to more dangerous territories. We expanded the capabilities of the program for entrepreneurs so that it not only protects the property interests of the company, but also becomes a confident alternative to the voluntary health insurance agreement in the employer’s social package, increasing the loyalty and motivation of employees,” said Irina Zhimerina, senior vice president, head of the small and medium-sized business unit of PSB.

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