First communion and wedding on loan? 45 percent Poles are tightening their belts to finance gifts

The majority, 55 percent. Poles have increased the amounts they put in envelopes when going to a wedding or communion – according to a study by Santander Consumer Bank. It was added that 38 percent respondents who decided to do so wanted to compensate for the higher costs of the ceremony.

As indicated in the publication describing the study, 38 percent respondents who increased the amounts put into the envelope wanted to compensate for the increase in prices and the higher cost of the so-called a plate, and 17 percent they did it because – thanks to their better financial situation – they can afford a more generous gift.

People who did not decide to increase the amount of the gift most often argue that their earnings did not increase – this was indicated by 23%. subjects. In addition, 14 percent believe that “presence and gesture” are more important than the value of the gift, and 2 percent respondents started giving gifts in kind instead of cash.

When determining the value of the so-called envelopes 47 percent respondents are guided by the degree of relationship, i.e. the closer the family, the higher the amount. 39 percent however, 30 percent indicated current financial possibilities. tries to estimate the costs of hospitality at the ceremony, and 20 percent adjusts the amount of the gift to the plans of other family members. In addition, 7 percent looks for information about the amount of the gift online, and 5 percent he has a fixed amount, which he always hands out in an envelope.

Simultaneously 45% of people are forced to participate in family celebrations. Poles to give up other expenses or postpone them. In turn, 16 percent respondents in the last year refused to participate in a family celebration due to the too high cost of the gift or due to the costs of travel or clothing. Moreover, 38 percent respondents who accepted the invitation indicated that they did not calculate costs when making decisions.

The study was carried out on behalf of Santander Consumer Bank using the CATI method by the Institute of Market and Social Research (IBRiS) between February 27 and March 5, 2026. A representative group of 1,000 adult Poles took part in the study. (PAP)

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