Tax reliefs are the most popular deductions for most Poles, such as child relief or thermal modernization relief. Even when settling taxes, many people forget about less obvious preferences, which may not only reduce the amount of tax due, but above all increase the amount of tax refund.
The key to maximizing your savings is knowing all the reliefs and donations available. Especially since the less obvious ones – such as relief for robotization or expansion – can help reduce the tax due to the tax office.
How to increase your PIT 2026 tax refund? Here are all the tax breaks
There are many mechanisms in the Polish system that, if certain conditions are met, can bring real savings. As “Gazeta Prawna” explains, the most frequently used tax relief by taxpayers is the child tax relief. In this way, parents can deduct PLN 1,112.04 per year for the first and second child, PLN 2,000.04 for the third child, and PLN 2,700.00 for the fourth and subsequent children.
Thermal modernization relief is also popular and can be used by owners or co-owners of single-family houses. The taxpayer can only deduct expenses actually incurred, but in an amount not exceeding PLN 53,000. zloty.
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Rehabilitation relief, which can be used by disabled people and people who depend on a disabled person, is also very popular. The condition is to incur expenses for rehabilitation or to facilitate daily activities.
Expenditures related to the rehabilitation relief are divided into limited (e.g. purchase of diapers, maintenance of an assistance dog, use of a car – up to PLN 2,280 per year) and unlimited (e.g. apartment adaptation, purchase of rehabilitation equipment, stay on a rehabilitation stay). In the case of unlimited expenses, personalized invoices are required.
Less known tax breaks. It is worth including them in your PIT return
It is also worth remembering about the Internet tax relief, which allows taxpayers to deduct expenses incurred in connection with using the Internet. It is important, however, that only the amount of actual expenses incurred is deductible, but not more than PLN 760.
Persons under 26 years of age may indicate in their tax return a relief for young people, which exempts income up to PLN 85,528 from precisely defined sources.
“Gazeta Prawna” also reminds about the abolition relief, which applies to people working abroad but being tax residents in Poland. The abolition relief is limited, the maximum deduction amount may be PLN 1,360.
When settling PIT, you can also deduct payments made to the Individual Pension Security Account in the annual return. The maximum amounts are PLN 10,000. PLN 407.60 or PLN 15,000 PLN 611.40 for people running non-agricultural business activities.
Tax relief for various groups. This is worth knowing
Working seniors have a dedicated tax relief, which exempts from tax the income of people who have reached retirement age and work, but do not receive a pension. The maximum deductible amount is PLN 85,000. PLN 528.
Polish women and men who decided to return to their homeland after December 31, 2021, also have tax preferences. In the four subsequent tax years after return, income from the titles specified by the legislator is exempt from tax.
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Families raising more than four children can choose relief for families 4+. The exemption amount cannot exceed the limit of PLN 85,000. PLN 528.
Entrepreneurs can benefit from, among others: from R&D tax relief, for robotization (deduction of 50% of costs), expansion (up to PLN 1 million), payment terminals and sponsorship. Additionally, relief applies to investments in ASI, prototypes and employment of WOT soldiers.
How to document donations in PIT?
Few people remember that when settling taxes for the past year, it is also worth taking into account donations. You can deduct donations for public benefit purposes, religious worship or the reconstruction of monuments – you can deduct up to 6%. income.
Honorary blood donors can also take into account the gift of life, more specifically PLN 130 per liter of donated blood. Taxpayers can also deduct losses from previous years and social security and health insurance contributions.
Appropriate proof of expenses or donations is required for each relief. Before settlement, it is worth collecting invoices, transfer confirmations and other documents that may be required by the tax office.
