In Citiu Handlowy's new promotion, the guaranteed prize is a Garmin Vivoactive 5 watch. You can claim it if, over the next three months, you make at least 10 transactions each month with your Citi Simplicity credit card for a total amount of at least PLN 1,000. An additional bonus is PLN 300 in Priceless Moments points.
The “Measure every success with a Citibank Credit Card” promotion is valid from December 30, 2025 to February 16, 2026 or until the pool of 300 concluded card agreements is exhausted. Therefore, the order of applications is decisive, but the prize is guaranteed to everyone who signs up for the promotion and meets the conditions. You can take advantage of the offer at THIS LINK.
Promotional prizes:
- Prize 1: Main card annual fee waiver for the first year
- prize 2: Garmin Vivoactive 5 AMOLED 42 mm (black), worth PLN 1,169 gross
- prize 3: 16,000 points in “Priceless Moments” (equivalent to PLN 200 in vouchers)
- prize 4: 8,000 points in “Priceless Moments” (equivalent to PLN 100 in vouchers).
Who can take advantage of the offer?
The promotion is addressed to consumers who meet the conditions for obtaining a card, but are not new owners of a major credit card from Citi. The Regulations exclude persons who have or had any major credit card in the bank after December 1, 2024, as well as, among others, persons with non-resident foreign exchange status and US citizens or tax residents.
You can apply for a Citi Simpliciy card with a Garmin watch on this website, APR 19.01% »
Garmin Vivoactive 5 for three months of intensive use of the card
The conditions for collecting the watch are not excessive. After concluding the contract, in the next three calendar months you must perform at least 10 card transactions every month, and the total value of these transactions must be at least PLN 1,000 in each of these months.
In short, to get a watch, you must meet the following conditions:
- during the promotion period, submit an application for a card and conclude a contract,
- in the 1st, 2nd and 3rd month after the month of conclusion of the contract: min. 10 card transactions per month and min. PLN 1,000 turnover in each of these months
- consent to the transfer of data for delivery of the prize (Poczta Polska)
You can apply for a Citi Simpliciy card with a Garmin watch on this website, APR 19.01% »
What kind of watch is this?
Garmin Vivoactive 5 is a watch focused on everyday activity, because in addition to basic health monitoring, it offers built-in sports profiles and training, including over 30 sports applications for outdoor activities with GPS and indoor exercises, such as running, cycling, pool swimming, as well as strength, cardio, HIIT, pilates and yoga training. The device can record training parameters, guide the user through ready-made sets of exercises and facilitate planning of work on fitness through training functions such as Garmin Coach (plans including 5 km, 10 km and half marathon) and indicators that help assess the impact of training and recommended recovery time.
You can apply for a Citi Simpliciy card with a Garmin watch on this website, APR 19.01% »
“Priceless Moments” points, an additional bonus after receiving the watch
The second part of the offer is based on the Mastercard “Priceless Moments” program. The regulations indicate that by the end of the third month after the month of concluding the contract, you must join the program and register the card in it, and then, in the 4th, 5th and 6th month after concluding the contract, perform at least 5 card transactions in each of these months, and their amount can be any. This opens the way to 16,000. points, and another bonus of 8 thousand. points is associated with maintaining an active card in the 12th month after the month of concluding the contract, provided that the contract is not terminated.
The conditions can be summarized as follows:
- by the end of the 3rd month after concluding the contract: joining “Zcenne Chwile” and registering the card
- in the 4th, 5th and 6th month after conclusion of the contract: min. 5 card transactions each month
- in the 12th month after concluding the contract: the card must be active and the contract cannot be valid during the notice period
The bank declares that it will inform about the fulfillment of the conditions in messages in Citibank Online, and the shipment of the watch and the transfer of points will take place no later than within 45 days from the date of receipt of this information. At the same time, the regulations emphasize that prizes are awarded only if the card is active on the day of granting and the contract is not terminated, which in practice means that too quick resignation may close the way to bonuses. It is also worth remembering that reward points are valid for six months from the date of their granting, and after that time unused points expire.
Traditionally, we would like to remind you that a credit card is a product for financially disciplined people. It should not be used by people who have a disregard for spending money.
You can apply for a Citi Simpliciy card with a Garmin watch on this website, APR 19.01% »
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