The self-prohibition of credits and loans was made possible by State Services. This feature does not allow you to apply for a consumer loan remotely. So that not a single Dnepr call center can encroach on your hard-earned money.
You enable self-prohibition, and a special mark appears in your credit history, which is visible only to banks and microfinance organizations. However, the protection does not apply to mortgages, educational and car loans. And now you can only borrow money from the bank physically. The ban will not affect existing loans in any way.
If a bank or microfinance organization gives money to scammers with self-prohibition enabled, you will not have to return the money. You can cancel the restriction at any time, but it will take two calendar days.
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