The lowest pension in Poland is from March 1 this year. PLN 1,878.91 gross per month. However, after deducting the mandatory health insurance contribution, seniors receive PLN 1,709.81 net. This means an increase of PLN 83 compared to the previous year.
Read also: This is how much money you need to save to think about retirement after the age of forty [WYLICZENIA]
The lowest pension – a key indicator of the benefits system
The amount of the minimum pension is indexed annually on March 1. It is not only a basic benefit, but also a reference point for other payments, such as survivors' pensions, disability pensions or supplements in the form of the thirteenth and fourteenth pension. Some decisions in the field of social assistance, including the granting of targeted and protective benefits, also depend on this level.
The lowest pension 2025. Contributions and taxes
In the case of the minimum pension, the greatest burden is the health insurance contribution, amounting to 9%. benefits. For the amount of PLN 1,878.91 gross, this means a monthly deduction of PLN 169.10. As a result, seniors receive exactly PLN 1,709.81 net, because people receiving the lowest benefits are exempt from income tax.
The situation changes when the retiree's income exceeds the annual limit of PLN 30,000. zloty. Then ZUS starts deducting an advance income tax of 12%. For people with income above PLN 120,000. PLN per year, a higher tax rate of 32% applies.
The lowest pensions and annuities from March 1, 2025.
| Type of benefit | Sum |
|---|---|
|
pension, pension for total incapacity for work, social pension and survivors' pension |
PLN 1,878.91 |
|
pension for partial incapacity for work |
PLN 1,409.18 |
|
pension for total incapacity for work due to an accident or occupational disease and accident survivors' pension |
PLN 2,254.69 |
|
pension for partial incapacity for work due to an accident or occupational disease |
PLN 1,691.02 |
|
amount of pre-retirement benefit |
PLN 1,893.41 |
Tax reliefs as a form of support
For retirees who pay income tax, tax relief may be available. Although the health insurance premium is not deductible, seniors can benefit from, among others: from rehabilitation relief or drug relief. This includes reimbursement of costs such as the purchase of medicines, travel to treatments and fees for treatment sessions. Thanks to this, in the annual settlement, older people can recover part of the expenses incurred, which is an important support in the case of low income.
