Krasnoyarsk residents prefer deposits in the formation of personal savings / News of the Society of Krasnoyarsk and Krasnoyarsk Territory / Newslab.ru

Since the beginning of the year, residents of the Krasnoyarsk Territory have increased the amount of funds posted on deposits and funded accounts in PSB one and a half times.

When placing capital, the Krasnoyarsk customers of the bank preferred deposits: since the beginning of the year, the total amount of savings on them has grown by 78 %. At the same time, the amount of funds placed on funded accounts increased by almost 27 %.

As Maria Batashova, Deputy Regional Director for the Development of Retail Business PSB in Krasnoyarsk, explained, interest in classical savings products grew against the backdrop of a change in the key rate.

“Before its decrease, customers sought to fix high interest rates and placed funds on medium -term deposits, since the profitability of an already open deposit was not reduced after the rate of the Bank of Russia. Now customers can also maintain current profitability by opening a deposit in the bank until the next decrease in the level of the key rate. In addition, you can pay attention to other no less interesting, but the same reliable savings proposals. For example, on a program of long -term savings, which allows you to accumulate not only at the expense of its own funds, but also to additionally receive state co -financing, investment income and tax deduction, ”comments Maria Batashova.

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