Every third family buys real estate thanks to the Matkapel / Economics News Krasnoyarsk and Krasnoyarsk Territory / Newslab.ru

VTB notes a significant increase in the use of maternity capital in mortgage transactions. According to the bank statistics, every third client used this social payment, who issued a housing loan this year (more than 15 thousand people in total). This is a record share of borrowers, 1.8 times higher than last year's result, said Alexander Pakhomov, Deputy Presidential Chairman of the Board of VTB, as part of the VEF-2025.

Most customers using maternity capital in mortgage transactions send funds to the initial contribution, as this simplifies the process of acquiring real estate. At the same time, social payment can also be directed to early repayment of housing loan.

“Maternity capital is an effective tool that allows families to realize the dream of their own home. Thanks to the Family Mortgage program, which has become the main incentive for the real estate market this year, we observe a significant increase in the number of transactions using maternity capital. VTB is actively implementing state programs for the purchase of housing, helping Russian families solve their financial and social issues, ”said Alexander Pakhomov.

Today, there are convenient tools for ordering maternity capital. In a mobile application, online repayment of a mortgage is possible by maternal capital. This year, the management of the funds of the uterus was simplified: there is no mandatory requirement to include the owner of the certificate among the owners of the purchased housing.