A new smartphone for a child? Award guaranteed for shopping

An interesting promotion coinciding at the beginning of the school year and the “Back to School” campaign. Bank Citi Handlowy offers a guaranteed prize in the form of a nice Motorola smartphone, if the card user issues at least PLN 1,000 per month with it. The phone has a large screen, nice cameras and a powerful battery.

To proceed to this promotion, you must apply for the card at this link. The bank will assess our creditworthiness and then issue a card with a specific credit limit. You don't have to wait for the bank to send the card – you can add it electronically to the Apple Pay and Google Pay digital wallets.

The first prize – Motorola smartphone

The bank offers simple promotion rules – it is enough in 1, 2 and 3 months After a month of conclusion of a card contract In each of the indicated months, make at least 10 non -cash transactions with a minimum total value of PLN 1,000. That's it.

After meeting the condition, wait for the shipment. There will be a smartphone in it Motorola Moto G35 5G DS 8/256GB Black. It is a phone with a powerful battery (5000 mAh) and a lot of internal memory – 8 GB RAM plus 256 GB of memory for files. The screen has a diagonal of 6.72 “(FHD +, 120 Hz, 2400 × 1080, 391 PPI), and the device is equipped with three cameras: rear 50 Mpix + 8 Mpix, front 16 Mpix. The manufacturer ensures that the UNISOC T760 processor and 8 GB of RAM (with RAM Boost function) guarantee smooth operation and games.

The market value of the phone is PLN 599. It is ideal for a child, but it will also satisfy the needs of adults. You can play it, watch movies and surf the internet. Nice camera parameters will also allow you to record interesting moments and share them with friends.

Application for the Citi Simplicity card in the promotion, you will submit on this page, APRC 21.36% »

Second prize – PLN 400

The bank also offers a second prize guaranteed for meeting additional conditions. After adding a card to the Apple Pay or Google Pay digital wallets and registration in MasterCard, priceless moments, the user will start collecting points for each transaction. In this case, the bank proposes an additional bonus – additional Points worth PLN 400, which can be exchanged for vouchers for various stores.

To receive them, you must:

• Register the card in the Apple Pay or Google Pay service no later than by the end of the 3rd month following the month of conclusion of the card contract and make 1 transaction using this service. As a reward, the Bank will grant 8,000 points in the program priceless moments worth PLN 100.
• Register the card in the MasterCard program, priceless moments to the end of the 1st month following a month of conclusion of the card contract. In 4, 5 and 6 months, make at least 5 non -cash transactions. As a reward, the bank will charge PLN 16,000 worth PLN 200.
• In the 12th month after the conclusion of the card contract, the Bank will grant an additional 8,000 points in the program priceless moments (PLN 100) if the card is still active.

To sum up: Awards guaranteed for meeting all promotion conditions are a Motorola smartphone worth PLN 599 and PLN 400 in the form of vouchers for various stores (e.g. Allegro, Empik, Smyk etc.).

Application for the Citi Simplicity card in the promotion, you will submit on this page, APRC 21.36% »

What else is worth knowing about the card?

• Citi Simplicity is free in the first year, then the bank charges a monthly fee (PLN 12) for lack of activity. To avoid it, spend at least PLN 1,000 per month.
• The card has a profile period up to 56 days.
• The card includes the Chargeback Protection Program.
• Transactions made by card can be unfolded to be lower installments.

Cards only for financially disciplined!

Traditionally, we remind you that a credit card is a product for financially disciplined people. People with dismissive attitude to spending money should not reach for it.

The benefits of using credit cards

The “head” card can bring a number of benefits:

• We use the bank's money and we don't have to block our own right away. If we repay the resulting debt on a profile date, we do not incur any costs of using the card. The interest -free period reaches up to 56 days (so the card works in a similar way as popular postparty payments).
• Thanks to the card, you can also learn to plan expenses, because we see everything on the lift, we will not escape anything like paying cash.
• The card gives access to the lower -interest installment transactions. The user may, among others Spread each transaction over PLN 100 in installments, which comes out a bit cheaper than the usual repayment of the card (APRC is 18.39 percent vs. 21.36 percent).
• The user gains access to discounts up to 50 percent, vouchers and surprises with bank partners (e.g. 10 % discount in a restaurant program). Bank customers also have access to the MasterCard program priceless moments when prizes are received for card transactions.
• The customer is protected by chargeback. In case of problems with obtaining a good or a badly completed order, the bank helps to recover money from the seller.
• The card helps build creditworthiness. If you plan to take out a loan for an apartment in the future, then a systematically repaid card may be proof that you are overwhelming finance and control your loans.

Application for the Citi Simplicity card in the promotion, you will submit on this page, APRC 21.36% »

“We x -raying promotions” is an original series of articles in which Bankier.pl editors suggest how to earn on bank accounts. We analyze the latest offers, explain the tricks and suggest how to reach for the prize as easiest.