publication
2025-08-22 06:00
Another Citi Simplicity credit card promotion has started in Citi Handlowy. This time the bank offers a prize in the form of vouchers for popular stores. PLN 600 can be used as codes, including in stores such as Allegro, Empik or Carrefour, and another PLN 600 in Biedronki.
Another promotion of credit cards at Citi Handlowy. This time, as part of the “Appetite for Citibank Credit Card – Edition II” offer, you can win a total of PLN 1,200 in the form of shopping coupons. Half of this amount will be used in Biedronki, and half can be spent at their own discretion in networks cooperating with the MasterCard program. These are Allegro, Smyk, Reserved, Circle K, Cinema City, Douglas, Decathlon, Empik, ISPOT and many others.
Promotion rules are simple: you need to use the card regularly, and this only means performing a minimum of 5 transactions every month for a total amount of at least PLN 200 using the Apple Pay or Google Pay digital wallets. Every month, the bank will pay PLN 100 in vouchers or points priceless moments.
To take advantage of the promotion:
- register through this link,
- submit an application for a credit card on the bank's website by providing the registration number for the promotion,
- Activate the credit card (this can be done virtually immediately after signing the contract, without waiting for plastic),
- connect the card to Apple Pay or Google Pay
- Sign up for the program priceless moments (here you will need a plastic card – you cannot connect virtual).
- go shopping.
Promotion rules:
- For the first 6 months, you should make a credit card at least 5 transactions using Apple Pay or Google Pay for a total amount of min. PLN 200 per month. The prize for each month will be 8000 points in the program priceless moments with the equivalent of PLN 100. A total of 48,000 points worth PLN 600.
- From 7 to 12 months, 5 transactions should be made using Apple Pay or Google Pay for a total amount of min. PLN 200 per month. The prize for each month will be a voucher for PLN 100 to Biedronka. In total – PLN 600.
To sum up: it is enough for a year to be carried out using Apple Pay or Google Pay every month at least 5 transactions for a total amount of at least PLN 200 to receive a total of PLN 1,200 in the vouchers.
An additional bonus is exemption from card fees in the first year. From the next year, a fee of PLN 12 per month will be charged if the user does not make a transaction for a total amount of at least PLN 1,000.
Application for the Citi Simplicity card in the promotion, you will submit on this page, APRC 21.36% »
Can't you use the loan? Don't take the card!
Traditionally, I remind you that a credit card is a product for financially disciplined people. People with dismissive attitude to spending money should not reach for it. If most of the debt from the previous month is not repaid, you can easily “go” and fall into debt.
The benefits of using credit cards
On the other hand, the “head” card can bring a number of benefits.
- We use the bank's money and we don't have to block our own right away. If we repay the resulting debt on a profile date, we do not incur any costs of using the card. The interest -free period reaches up to 56 days (so the card works in a similar way as popular postparty payments).
- Thanks to the card, you can also learn to plan expenses, because we see everything on the lift, we will not escape anything like paying cash.
- The card gives access to the lower -interest installment transactions. The user may, among others Spread each transaction over PLN 100 in installments, which comes out a bit cheaper than the usual repayment of the card (APRC is 18.39 percent vs. 21.36 percent).
- The user gains access to discounts up to 50 percent, vouchers and surprises with bank partners (e.g. 10 % discount in a restaurant program). Bank customers also have access to the MasterCard program priceless moments when prizes are received for card transactions.
- The customer is protected by chargeback. In case of problems with obtaining a good or a badly completed order, the bank helps to recover money from the seller.
- The card helps build creditworthiness. If you plan to take out a loan for an apartment in the future, then a systematically repaid card may be proof that you are overwhelming finance and control your loans.
Application for the Citi Simplicity card in the promotion, you will submit on this page, APRC 21.36% »
“We x -raying promotions” is an original series of articles in which Bankier.pl editors suggest how to earn on bank accounts. We analyze the latest offers, explain the tricks and suggest how to reach for the prize as easiest.
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