Lower interest rate on savings accounts in commercial citi. The change is in force from August 12 this year.
2025-08-12 10:45
publication
2025-08-12 10:45
From August 12 this year. New, lower interest rate on savings accounts at Citi Commercial Citi. These are not the only discounts that the bank has recently come out. At the end of July, the cuts also affected the term deposits.
According to legal requirements, the bank informed customers about the introduction of reductions on the savings account in advance. This is related to the fact that the savings account agreement is concluded for an indefinite period and the interest rate is variable, not constant.
The changes included both bills from the banks' offer. In the case of a super -saving account, the cut was 1 pp. For an insert up to 20 thousand zloty.
A detailed comparison of previously applicable and newly introduced rates is illustrated by the table below.
|
Comparison of rates on Citi Handlowy savings accounts |
||
|---|---|---|
|
Offer |
The rate in force from December 5, 2023 to August 11, 2025. [p.a.] |
The rate in force from August 12, 2025. [p.a.] |
|
Savings account |
2.00% |
1.20% |
|
Super -saving account |
up to 20 thousand PLN – 5.00% above 20 thousand PLN – 2.00% |
up to 20 thousand PLN – 4.00% above 20 thousand PLN – 1.20% |
|
Source: Own study Bankier.pl based on the Citi Surveying Tables |
||
The previous price list of savings accounts was in force from December 5, 2023 to August 11 this year.
Discounts also on deposits
This is not the only change that Citi Handlowy has recently decided. July 30 this year Interest rates on deposits have been published. The reductions covered all deposits set up in the Polish currency And they apply to both Citikont owners and Citigold and Citigold Private Banking. The cuttings ranged from 0.15 to 0.25 pp.
The reduction also did not bypass the highest interest rate available in the standard offer, i.e. your deposit. Previously, this quarterly deposit was covered by a rate of 5.00 percent. per year. Currently, it is a rate of 0.25 pp. lower and amounts to 4.75 percent. annually.
Promotional offers will earn money
The Bank is still conducting promotions in which you can receive increased interest rates on a savings account or a term deposit.
By assuming Citikonto and actively using the invoice by making card payments and providing regular revenues to a personal account, you can gain a rate of 6.60 percent. up to PLN 100,000 for a maximum of 4 months.
Deposits interest at 6.40 percent In turn, it is a prize for those who set up a Citigold account, accept the provisions of the regulations and provide a balance of PLN 420,000. Customers can take advantage of the welcome deposit for 6 months and additional deposits for 3 months.
Ed. MDE
The publication contains affiliate links.
