Another promotion from Citi Handlowy. In exchange for active use of the credit card, the bank will spend after three months the Samsung Galaxy M35 smartphone. He adds PLN 400 for fulfillment of additional conditions. The phone manufacturer praises him for a powerful battery and 50 MP camera, and we check the terms of the promotion.
If you follow our cycle “We x -ranging promotions” on an ongoing basis, you already know that Citi Handlowy adds valuable bonuses to its credit cards. The conditions for subsequent editions of the promotion are basically similar – they differ in nuances. It is no different this time – you should make a card, use it actively (details below), in exchange the bank will issue a phone worth PLN 770 and will add PLN 400 a bonus.
Samsung Galaxy M35 debuted last year, and many experts think that this is the best model of this manufacturer at a price of up to PLN 1,000. It is characterized by a strong battery (6000 mAh), 4 cameras (of which the basic one has 50 MP), including a macro photo camera, FHD+ Super AMOLED display with 120 Hz refresh rate and 5G network support.
Such a phone can be picked up after three months of using the card. What do you need to do?
In the first step you should sign up for the promotion at this link. Then submit an application for a card, wait for the bank to make a decision and calculate the credit limit available to us, activate the card and go shopping. The card can be activated immediately after the bank consent is issued before we receive plastic. This option is available in the bank's electronic channels.
The card should be used actively for at least three months, because the bank requires that in 1, 2 and 3 months following a month of conclusion of a card contract (in each of the indicated months), make at least 10 non -cash transactions with a minimum total value of PLN 1,000. After meeting the conditions, the bank will send the phone.
You will submit a request for Citi Simplicity credit card in this address, APRC 21.96% »
However, the bonuses do not end there. If you keep the card longer, the bank will pay an additional PLN 400.
If you register a card at the Apple Pay or Google Pay service no later than the end of the 3rd month following a month of conclusion of the card contract and you will make a minimum of one transaction using this service, you will receive 8,000 points in the program priceless moments. Points can be exchanged for e-Vouchers worth PLN 100 or cinema tickets.
Another PLN 200 in the form of points, priceless moments, the bank will pay out if by the end of the first month following the month of conclusion of the card contract you register in the program and in 4, 5 and 6 months you will make at least 5 non -cash transactions. The prize will be 16,000 points that can be replaced, e.g. for a PLN 200 voucher to Allegro.
Those of you who will keep the card for a year will be able to count on one more PLN 100. In the 12th month after the conclusion of the card contract, the bank will charge another 8,000 points in the program priceless moments that can be exchanged for prizes.
It is still possible to get an additional PLN 300. In this case, however, you need to effectively recommend the card to your family or friends.
You will submit a request for Citi Simplicity credit card in this address, APRC 21.96% »
How much does the card cost?
In the first year, the Citi Simplicity credit card will be unconditionally free. In the following years it will cost PLN 12 a month, but this is a conditional fee. To avoid it, just spend a minimum of PLN 1,000 per month.
Additional benefits
The used card can bring a number of benefits. First of all, they result from the fact that we use the bank's money, not our own. If we repay the resulting debt on a profile date, we do not incur any costs of using the card. The interest -free period reaches up to 56 days (so the card works in a similar way as popular postponed payments). Thanks to the card, you can also learn to plan expenses, because we see everything on the lift, we will not escape anything like paying cash.
The second advantage of the card is access to additional credit card functions. The card user can, among others Spread each transaction over PLN 100 in installments, which comes out a bit cheaper than the usual repayment of the card (APRC is 18.97 percent vs. 21.96 percent). In addition, he gains access to discounts up to 50 percent, vouchers and surprises with bank partners (e.g. 10 % discount in a restaurant program). Bank customers also have access to the MasterCard program priceless moments when prizes are received for card transactions. The card can also be connected to the Apple Pay and Google Pay wallets. The customer is additionally protected by chargeback.
In addition, Citi encourages you to use the card through additional promotional campaigns. Currently, the “Winning is not an art with the Citibank credit card” is currently underway, in which additional prizes can be won for points. After registration, just pay by card and collect points.
What can you win?
• iPhone 16 Pro 128GB
• Apple Watch SE 2
• Airpods 4 with active noise reduction
• and gift cards to Allegro.
The more payments, the more points – the more points, the greater the chances of the prize. The offer lasts until May 30, 2025.
Traditionally, we remind you that a credit card is a product for financially disciplined people. People with dismissive attitude to spending money should not reach for it.
You will submit a request for Citi Simplicity credit card in this address, APRC 21.96% »
“We x -raying promotions” is an original series of articles in which Bankier.pl editors suggest how to earn on bank accounts. We analyze the latest offers, explain the tricks and suggest how to reach for the prize as easiest.
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