The electronic land and mortgage register (EKW) is a digital equivalent of a traditional land and mortgage register in paper form. It is an official and legally binding record of real estate information, kept by central information of the land and mortgage registers (CIKW). This system is a central database covering all real estate in Poland, ensuring full transparency and availability of information.
ECW contains the same data as the classic paper version:
- Real estate identification data: address, plot number, area, real estate type
- Information about the owners: Personal data, PESEL numbers, place of residence
- Transaction history: full history of real estate transactions
- Financial burdens: information about mortgages and other loads
- Legal restrictions: all legal restrictions regarding real estate
Business benefits from the use of ECW
For entrepreneurs dealing with real estate trading, the electronic land and mortgage register offers a number of important benefits. Above all It significantly accelerates the process of verifying the legal status of real estate, which is crucial when making investment decisions. The system enables immediate verification of properties, burdens and restrictions, eliminating the need for time -consuming visits to courts or offices.
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Access to the ECW is possible 24 hours a daywhich allows business without time restrictions. Particularly important for companies is that Viewing the land and mortgage register is completely freewhich allows preliminary verification of the property without incurring costs.
Structure of costs and fees
Although browsing the ECW is free, obtaining official documents is associated with specific fees. The price structure has been designed for different users' needs in mind. Here is the current price list:
- Ordinary copy: PLN 20 (independent print), PLN 30 (by mail)
- A complete copy: PLN 50 (independent print), PLN 60 (mail by mail)
- Extract from the first KW department: PLN 5 (independent print), PLN 15 (by mail)
- Extract from the 2nd Department of KW: PLN 10 (independent print), PLN 20 (by mail)
- Extract from the 3rd KW department: PLN 15 (independent print), PLN 25 (mail by mail)
- Extract from the 4th section of the KW: PLN 20 (independent print), PLN 30 (by mail)
- Certificate of closing KW: PLN 5 (independent print), PLN 10 (by mail)
- Browsing the land and mortgage register: free
How to use the ECW in practice
Access to the ECW system is possible via the website https://ek.ms.gov.pl/eukw_ogol/menu.do. To use the system, it is necessary to know the land and mortgage register number of a given property. The system allows you to view both the current content of the book and historical records, which is particularly valuable when analyzing the history of transaction.
Additional login is available for users with a trusted profile that can offer extended functionalities. The system allows you to download current information revealed in the land and mortgage register and viewing both applicable and deleted entries.
The process of obtaining official documents
A copy of the EKW is necessary when concluding real estate purchase and sale contracts and securing mortgage loans. This document contains information that may have a significant impact on investment and transaction decisions.
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A copy can be obtained in several ways adapted to your own needs. The fastest option is submitting an internet application on the website www.ek.ms.gov.pl, where you can choose the type of document and delivery method. Alternatively, it is possible to submit an application in the CIKW headquarters or in the department at the District Court department at the CIKW headquarters.
Impact on transaction security
The electronic land and mortgage register significantly increases the legal security of real estate transactions. The openness of the land and mortgage registers, guaranteed by law, means that everyone has the right to read their content. Simultaneously The system ensures relevance and reliability of information, which is crucial for minimizing legal risk in transactions.
CIKW improves the real estate trading process, accelerates obtaining necessary documents and provides greater legal protection. For entrepreneurs, this means the possibility of faster and safer business in the real estate sector, which translates into increased competitiveness and operational efficiency.
The material was created in cooperation with The Morizon Gratka group.
