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The best bank deposits for 1 month – May 2025 [Ranking Bankier.pl]

Monika Dekrewicz2025-05-06 06:00Bankier.pl analyst

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2025-05-06 06:00

The beginning of May did not bring many changes among the best deposits per month. The offer at the forefront is still a proposal from a new bank at 7 percent. per year. Only new customers of this bank can pay this deposit.

The best monthly deposits without revolution. Leaders unchanged before the MPC meeting
The best monthly deposits without revolution. Leaders unchanged before the MPC meeting
photo: Pla2na / / Shutterstock

Deposits per month are the subject of the first deposit ranking this month. The applicable interest rate dictates the order in the table, while the remaining factors (additional conditions, quota limit) are given to information. One bank can be included in the table once – with its best offer.

The best monthly deposits

The highest rates on monthly deposits – May 2025.

LP.

Bank

Deposit

Ok.
[p.a.]

Quota restrictions

Additional conditions

1.

New bank

NowyDePosite 1m high percentage

Compare others
Lokat offers

7.00%

1000 – PLN 10,000

for new customers who will set up a deposit account

2.

Toyota Bank

Lokata Plus

Compare others
Lokat offers

5.80%

2000 – PLN 100,000

for account holders

3.

Bank Millennium

Birthday deposit

Submit an application
On the bank's website

5.50%

1000 – 25,000 PLN

for account holders at the bank, available for 30 days from the day of the customer's birth, assumed by the mobile application

4.

Volkswagen Bank GmbH Branch in Poland

Lokata Plus

Compare others
Lokat offers

5.00%

1000 – PLN 2,000,000

for account holders

5.

BFF Banking Group

Lokata facto

Submit an application
On the bank's website

4.75%

5000 – PLN 12,000,000

for deposit account holders

6.

BPS Bank

quantity

Compare others
Lokat offers

4.00%

from PLN 1,000

for personal account holders or a savings account

7.

Inbank

Standard deposit

Submit an application
On the bank's website

3.00%

5000 – 50,000 PLN

lack

8.

Commercial citi

Standard deposit

(Citigold)

Submit an application
On the bank's website

2.50%

from PLN 5,000

for Citigold account holders

9.

Santander Consumer Bank

Online deposit new funds

Submit an application
On the bank's website

2.00%

1000 – 400,000 PLN

payment of new funds

10.

BNP Paribas Bank Polska

GO deposit

Submit an application
On the bank's website

1.50%

from PLN 1,000

for personal or savings account holders

Credit Agricole

Standard deposit

Compare others
Lokat offers

1.50%

from PLN 1,000

for personal account holders

Nest Bank

Nest Lokata

Submit an application
On the bank's website

1.50%

1000 – PLN 2,000,000

for personal account holders

Source: Own study Bankier.pl based on interest rates and banks' websites, on May 5, 2025.

The first place in the monthly deposit ranking is once again in a row NowyDePosite 1m high percentage from the offer New bank. The rate on this deposit is 7 percent per year. Only new bank clients who will set up a deposit account will benefit from this proposal. PLN 10,000 is a payment limit designated by the bank.

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Also without changes in the position of runner -up he became Toyota Bank. Lokata Plus
addressed to personal account holders is covered by a rate in the amount of 5.80 percent annually. This condition is the only one that needs to be met to open the deposit. You can donate up to PLN 100,000 to a single place.

5.50 percent on the year and third place is the result Bank Millennium. The interest rate is given Birthday deposits Available within a maximum of 30 days from the day of birth of the customer who uses the bank's personal account. The deposit can only be founded through the bank's mobile application. The maximum amount is PLN 25,000.

One offer down

In the case of monthly deposits, there were not many changes compared to the April deposit ranking. The average rate for the top five is still 5.61 percent. per year. Inbank proposed the only reduction from the banks in the table. The rate on a standard deposit for this date is 0.50 pp in May. lower than a month ago.

The publication contains affiliate links.

Source:
Monika Dekrewicz

Author of Bankier.pl rankings, in particular from the deposit and savings accounts market. He x -rays banking products, explaining to readers their detailed conditions and compares promotions, always warning about hooks in the regulations. He prepares the original “bank timetable”, in which he announces the most important changes for sector customers every month. A graduate of the Wrocław University of Economics.

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Ashley Davis

I’m Ashley Davis as an editor, I’m committed to upholding the highest standards of integrity and accuracy in every piece we publish. My work is driven by curiosity, a passion for truth, and a belief that journalism plays a crucial role in shaping public discourse. I strive to tell stories that not only inform but also inspire action and conversation.

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