How has the financial situation of your household changed over the last 12 months? This question is answered only in the monthly Central Statistical Office survey 17.3 percent Poles replied that she had improvedincluding only 2.2 percent she thinks she has improved a lot.
At the same time, 24 percent Poles believe that their situation has gotten worseincluding 6% that it has deteriorated significantly. Putting both results together means that more people evaluate the situation negatively, but here there is a clear improvement, because in November pessimism concerned 27 percent. respondents, and in December 2024 as many as 31.8 percent
The next question asked by the Central Statistical Office concerned the prospects for the next 12 months. And it looks a bit worse, because the group of people who think that things will get better has decreased to 17.2%. with 21.7 percent a month earlier and 18 percent a year earlier, including only 1.4 percent believes that it will be much better (1.8% in November and 0.9% a year ago in December).
Consumer economic situation
The current consumer confidence index (BWUK), which synthetically describes current trends in individual consumption, amounted to minus 9.9 in December and did not change compared to the previous month, the Central Statistical Office reported.
“Among the components of the indicator, higher values than a month ago were recorded for the assessment of the current economic situation of the country and the current financial situation of the household (increases by 2.2 percentage points and 2.1 percentage points, respectively),” wrote the Central Statistical Office report.
“Assessments of the future financial situation of the household, the future economic situation of the country and the current ability to make important purchases have deteriorated (decreases by 2.1 percentage points, 1.7 percentage points and 0.3 percentage points, respectively),” it added.
Compared to December 2024, the current BWUK value improved by 6.8 points. percent
In 2025, BWUK was 1.5 points higher. percent less unfavorable compared to 2024 and reached a value of minus 12.5.
In turn, the leading consumer confidence index (WWUK), which synthetically describes the individual consumption trends expected in the coming months, improved by 0.5 points. percent compared to the previous month and amounted to minus 7.0.
“The increase in the value of the indicator was influenced by less unfavorable assessments of the future level of unemployment and the possibility of saving money in the future (in both cases increases by 2.8 percentage points),” it was written.
“Weaker assessments than a month ago were recorded in the case of the future financial situation of the household and the future economic situation of the country (decreases by 2.1 percentage points and 1.7 percentage points, respectively),” it added.
In December this year WWUK improved by 4.5 points. percent compared to the same month in 2024
In 2025, the WWUK value was 0.8 points higher. percent more favorable than in 2024 and amounted to minus 7.9.
