Record ZUS expenses on pensions and annuities in 2026. This is how much the indexation is expected to amount to
The indexation of pensions and annuities is a key mechanism that allows seniors to maintain the purchasing power of their benefits in the face of rising inflation. In 2026, ZUS predicts an increase in benefits by 4.88%, which means that the average pension will amount to PLN 4,320 gross. These changes affect millions of Poles, and their scale and method of implementation will have a significant impact on the household budgets of retirees and pensioners.
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As “Fakt” explains, the minimum pension, which currently amounts to PLN 1,878.91 gross, will increase to PLN 1,961.58 after indexation, which means an increase of approximately PLN 84 gross. In turn, the so-called Ages thirteen and fourteen in 2026 will be equal to the minimum pension, i.e. they will also amount to PLN 1,961.58 gross. The care allowance for people over 75 years of age will increase from PLN 348.22 to PLN 365.21 per month.
“We assume that the indexation rate in 2026 will be 104.88%,” ZUS predicts.. This is less than in 2025, when benefits increased by 5.55%. ZUS emphasizes that the final indexation rate will be known only at the end of February 2026, after the announcement of data on inflation and salary increases by the Central Statistical Office.
Record ZUS expenses on pensions and annuities in 2026.
As “Fakt” reminds, President Karol Nawrocki proposed a new indexation model, which assumes a guaranteed increase of PLN 150 for people receiving minimum pensions up to approximately PLN 3,000. Higher benefits would be increased on a percentage basis. Implementation of this plan would require an additional PLN 2.9 billion, but could bring benefits to approximately 4 million retirees.
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The indexation of pensions and annuities is carried out every year on March 1. Seniors do not have to submit any applications – ZUS, KRUS and other pension institutions automatically increase benefits. Details regarding indexation for 2026 will be announced in February, when full data on inflation and wage growth for 2025 will be available.
