October 31 7:33
Relatives cannot easily withdraw money from a deceased person’s bank card: even if he trusted them to do this during his lifetime and even on his day death. They talked about this and other subtleties of the financial side of the issue during the death of a loved one at the Civil Registry Office of the Krasnoyarsk Territory.
It was explained there that dmoney on bank cards is inherited property. The bank receives information about the client’s death from the tax office, which, in turn, has access to the federal registry office register.
“After registering the death, the tax service removes the deceased taxpayer from the tax register and automatically transmits data on his death to the banks where he had accounts opened within two working days. This mechanism helps prevent the unlawful disposal of the deceased’s funds. If they have issued a power of attorney to withdraw money, it becomes invalid due to the death of the principal,” the agency explained.
The correct thing to do is this: a relative of the deceased must inherit and receive a certificate of inheritance from a notary 6 months after death.
“You can receive no more than 100,000 rubles from the account of the deceased before entering into an inheritance to cover the costs of a decent burial or treatment of the testator before death. To do this, you need to obtain a decree from a notary who has opened an inheritance case,” experts said.
They also recalled the responsibility for using someone else’s bank card: violators, by court decision, face forced recovery of money spent from the deceased's account, and even initiation of a criminal case regarding theft from a bank account or fraud using electronic means of payment.
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