2026-01-14 19:36
publication
2026-01-14 19:36
The Polish Bank Association supports the plan to introduce Personal Investment Accounts (OKI), and believes that it is an important step towards building private capital in Poland – informed the Association of Banks in its position. He proposes that OKI should be one umbrella agreement under which the client could have a portfolio of various instruments.
“The position of the Polish Bank Association is positive towards the very idea of OIC as a tool supporting long-term saving and investing of Poles,” it was written in the position.
“OKI is the first real solution in over 20 years that can enable building capital up to PLN 100,000 tax-free and encourage Poles to increase their wealth in the long term. This is a direction that the banking sector clearly supports,” it added.
It was reported that the banking sector submitted proposed changes to the government bill introducing OIC, the aim of which is to strengthen the effectiveness of OIC, expand access to various forms of investment and better match the product to customer needs and the development of the capital market.
“The comments submitted by the Polish Bank Association during the consultation process do not concern the purpose of the act, but its technical structure. The vast majority of comments refer to reporting issues and a better way of designing the product,” wrote the Polish Bank Association.
It was reported that the key proposal of the Polish Bank Association is for OIC to be one umbrella agreement, under which the client could have a portfolio of various instruments – deposits, investment funds and shares – instead of being forced to choose only one type of product in a given tax year.
“The idea is for OIC to actually increase access to the capital market, allow for the diversification of savings and actually support the development of the stock exchange and the economy. A broad, umbrella OIC gives a much greater chance for this,” the position said.
“The Polish Bank Association emphasizes that the OKI initiative is an important step towards building private capital in Poland, and the comments submitted are aimed solely at strengthening the effectiveness of this solution for customers and the market,” it added. (PAP Business)
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