Thanks to the decision of Andrzej Domański, Minister of Finance and Economy, the government of the October 15 Coalition allocated PLN 2.7 billion for the development of social housing in 2025. This is a record amount that allowed for the construction and renovation of 10.5 thousand square meters. apartments for available rent. However, the coming 2026 promises to be even more promising. We have secured as much as PLN 4.5 billion in the state budget for social housing. What are we planning?
From January 1, 2026 We are starting a large program of construction and renovation of dormitoriesfor which we will allocate up to PLN 400 million next year.
Increasing the supply of places in dorms does not only benefit students and doctors. It will also allow maintain the positive trend of correction of rental prices on the private market.
In 2026, we will further develop the Social Rented Housing (SBC) program, addressed primarily to middle-income families in the so-called rent gap. Already in March, we will launch a lending campaign for TBSs, SIMs and housing cooperatives for a total amount of PLN 2 billion. This will be the largest edition of SBC since the program began in 2016. TBS and SIM investments will be made not only in large agglomerations, but also in former provincial cities and towns of the Polish District.
A package of 13 acts is waiting to be implemented
Our philosophy is simple: for the public rental system to develop, we must create good conditions for it. However, it is not enough to merely increase expenditure from the state budget or improve the financial arrangements for housing investments implemented by local governments, TBS/SIMs or cooperatives. Poles must feel that the system is, first of all, fair; secondly, also open to people with average income who do not want or cannot take out a mortgage loan; thirdly, the apartments that are part of this resource are of a high standard and are well managed.
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Therefore, one of the biggest challenges facing the Ministry of Development and Technology today is implementation of a package of thirteen acts covering all aspects of the broadly understood housing sphere. In the area of housing, this will undoubtedly be the largest reform since the New Housing Deal (1992-1995), which included, among others: institutions such as TBSs and housing communities were introduced.
We approach the issue of housing broadly and comprehensively – not only we will modify the rules of municipal and social leasebut we will also democratize housing cooperatives and increase the efficiency of housing communities.
A more effective model of financing social housing is not everything. We will also ensure that social investors can build housing estates on land that is currently owned by state-owned companies or KOWR.
Price transparency thanks to the DOM portal
Not only will we develop Social Rental Agencies, but we will continue to build the DOM portal. It is a state portal thanks to which it will be possible to verify the average prices of apartments in a given area or assess the credibility of the developer. This is a solution that apartment buyers should be particularly happy with.
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Data for the portal will come from developers, but also from the database of the National Tax Administration. This will be a solution that will be authorized by the state and will take responsibility for the data. Thanks to this, potential buyers, instead of relying on information from prospectuses or opinions from online forums, will be able to check the actual prices of apartments or houses in a selected town or district, how they have changed over time, and whether the developer's specific offer is competitive.
Access to such data will also facilitate the implementation of the state's housing policy. It will be possible, for example, to reliably assess whether flippers operate in a given market, what kind of apartments young people buy and where, etc.
To sum up, no one has any doubts that housing in Poland needs changes. Poles deserve a wise housing policy – and the government of the October 15 Coalition is determined to cope with this task.
