2025-12-22 15:36
publication
2025-12-22 15:36
In January, the Ministry of Finance maintains the interest rates on retail bonds – according to information from the Ministry of Finance.
In January, the interest rates for 1-year floating-rate bonds were maintained at 4.25% and for 2-year bonds at 4.40%, in the first monthly interest period.
The interest rate on 3-month fixed-rate bonds remained at 2.50 percent and on 3-year bonds at 4.65 percent. The remaining bonds, in the first annual interest period, continue to bear interest in January as follows: 5.00%. 4-year and 5.60 percent 10 years old.
6- and 12-year family bonds intended for beneficiaries of the “Rodzina 800 plus” program will bear interest of 5.20 percent, respectively. and 5.85 percent in the first year.
In December, the Ministry of Finance reduced the rate by 25 basis points. interest rate on retail bonds for maturities from 3 months to 6 years and by 15 bps. for 10- and 12-year securities.
In December, the Monetary Policy Council reduced interest rates for the fifth time in a row (sixth time in 2025). by 25 bp. to 4.00 in the case of the reference rate. In total, the Monetary Policy Council reduced the cost of money by 175 basis points throughout 2025. (PAP Business)
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