2025-12-02 09:00
publication
2025-12-02 09:00
Simple promotion conditions are what bargain hunters like the most. And this is the latest promotion at Citi Handlowy. Just transfer your daily expenses to the new card to receive Apple Watch SE 3 and additional bonuses worth nearly PLN 1,400.
The second edition of the “Keep up with autumn with a Citibank Credit Card” promotion has started. Its conditions are very simple and the prizes are very attractive – you can win the latest Apple Watch SE 3 (worth PLN 1,099) and 24,000 points in the Priceless Moments program (exchangeable for vouchers worth PLN 300). Instead of tightening the requirements, the bank proposes a simple arrangement – you pay with the card for purchases, fuel or services (as you usually do), and in return you receive a smartwatch from Apple.
There is one catch – the bank has only prepared 500 promotional contracts. First come, first served, so if you want to take advantage of the promotion, apply for a credit card as soon as possible at THIS LINK and go to the store to get the rewards. After receiving the card, register it in the Bezcenne Chwile program no later than the end of the following month after signing the contract. There are several stages of promotion:
- In the first month after signing the contract, perform at least: 5 transactions for a total amount of min. PLN 300. As a reward, you will receive 4,000 points in the Priceless Moments program (PLN 50).
- In the second, third and fourth months (in each month separately), use the card for daily payments. Perform at least 10 transactions with a total value of min. PLN 1,000 each month and Apple Watch SE 3 will be yours.
Important: In order for the courier to deliver the watch, you must agree to provide your address details to Poczta Polska during a conversation with a bank employee.
This is not the end of the benefits. Customers can also gain a loyalty bonus – if they stay with the bank longer:
- in the 5th, 6th and 7th month, make 5 transactions (for any amount) to earn 12,000 points (PLN 150);
- in the 12th month, simply have an active card to receive the last 8,000 points (PLN 100).
| Month | Your task (Pay as usual) | What do you gain? |
|---|---|---|
| December 2025 | 5 payments for a total of min. PLN 300 + registration in Priceless Moments | 4,000 points (PLN 50) |
| January 2026 | 10 payments for a minimum amount PLN 1,000 | Step 1/3 to Watch |
| February 2026 | 10 payments for a minimum amount PLN 1,000 | Step 2/3 to Watch |
| March 2026 | 10 payments for a minimum amount PLN 1,000 | Apple Watch SE 3 |
| April-June 2026 | 5 payments per month (any amount) | 12,000 points (PLN 150) |
| December 2026 | active credit card | 8,000 points (PLN 100) |
The bank informs about the fulfillment of the conditions no later than the end of the month after the month of implementation, and delivers the prizes within 45 days of notification. Points expire after six months if you don't use them.
You can apply for a credit card in the promotion with Apple Watch SE 3 here, APR 19.33% »
Apple Watch SE 3 – why is it worth it?
Apple Watch SE 3 is powered by the efficient SiP S10 system and offers a Retina (Always-On) display, which is a significant technological leap in this series. The device is waterproof up to 50 meters, has a built-in GPS module and an extensive set of sensors enabling, among others, measurement of wrist temperature, detection of sleep apnea and monitoring of irregular heart rhythm, all while maintaining full integration with the Apple ecosystem.
The offer is addressed to new customers, but the grace period is extremely short. Pursuant to the regulations, only people who had their main Citi Handlowy Credit Card after October 1, 2024 are excluded from the promotion. If you closed the card earlier, the path to rewards is open. Just remember that as a credit product, the card requires creditworthiness.
The Citi Simplicity card in this promotion is free for the first 12 months (no issuance and service fee). After one year, the fee will be in accordance with the current fee schedule, but by then you will have already collected all the rewards.
Remember: a credit card is a tool for disciplined people. Repay the debt by the date indicated on the statement (you have up to 56 days of the interest-free period), and using the bank's money will be completely free for you.
You can apply for a credit card in the promotion with Apple Watch SE 3 here, APR 19.33% »
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“We screen promotions” is an original series of articles in which the editors of Bankier.pl suggest how to make money on bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.
Representative example
A representative example of the Citibank Simplicity Credit Card. The Actual Annual Interest Rate is 19.33% (APR) assuming: total loan amount (without credited costs) PLN 11,000, total amount to be paid PLN 12,089.26, variable nominal interest rate of 15.5% per annum, total cost of the loan PLN 1,089.26 (including the annual fee for issuing a payment card that is the Main Card and for servicing a credit card that is the Main Card PLN 144, interest PLN 945.26), 12 equal monthly installments of PLN 1,007.44 each. The calculation was made as of November 6, 2025 on a representative example.
Legal information
Bank Handlowy w Warszawie SA The offer “Keep up with autumn with the Citibank Credit Card – 2nd edition” is valid until January 7, 2026 or until the pool of 500 Card Agreements is exhausted and may be repeated. The Offer Regulations, Credit Card Regulations, Apple Pay Regulations, Google Pay Regulations and the Table of Fees and Commissions are available in the “Documents for Download” tab. 24,000 points in the Priceless Moments program can be exchanged for, among others: for Gift Cards with a total value of PLN 300 or other prizes from the catalog.
You can apply for a credit card in the promotion with Apple Watch SE 3 here, APR 19.33% »
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