Citi Handlowy is not slowing down and is offering further rewards to new customers who decide to open a Citi Simplicity credit card account. In the latest promotion, you can get Biedronka vouchers worth PLN 600 and points of the same value in the Priceless Moments program. The participant's duties include making card payments for a minimum amount of PLN 300 for 12 months.
As with every Citi Handlowy promotion, in the case of the “Taste autumn with a Citibank Credit Card” offer, you should start by submitting an application for a credit card. You can do this by using THIS LINK. The promotion is available to new bank customers and former customers who have waited until the grace period. More information on this can be found at the end of the article.
Promotion is available until December 8, 2025 Those interested should not delay, as the bank has set a limit for promotional contracts for the Citi Simplicity card. The pool is 1,000 contracts.
Before you start fighting for prizes, you will need to meet a few additional prerequisites. These include: providing income documents, signing a contract and activating the card in online or mobile banking.
Prizes in the Citi Handlowy promotion
The next steps are associated with specific rewards. And so:
1)
from the first to the sixth calendar month after the month of conclusion of the contract
make card transactions for a total amount of min. PLN 300 in each of these months,
2)
no later than the end of the sixth calendar month after the month of conclusion of the contract – join the Priceless Moments program and register a Citi Simplicity card,
3)
from the seventh to the twelfth calendar month after the month of conclusion of the contract – make card transactions for a total amount of min. PLN 300 in each of these months.
For meeting the conditions hidden under point no. 1, you can receive six PLN 100 vouchers for Biedronka – one voucher for each month of meeting the conditions.
For meeting the requirements in points 2 and 3, you can receive six packages of 8,000 points in the Priceless Moments program – 8,000 points for each month of meeting the conditions. 8,000 points are equivalent to PLN 100. Points can be exchanged for vouchers, e.g. for RTV Euro AGD, Decathlon or Empik.
You can apply for a Citi Simlicity card here, APR 19.91% »
Deadline for handing over the prizes
Customers will find information about meeting the reward conditions in messages on the Citibank website. Notification will be sent by the end of the month following the month in which the conditions for a given reward were met.
As for the transfer of prizes, this will take place no later than within 45 days from the date of receipt by the customer of the message informing about the fulfillment of the conditions.
How much does the Citi Simplicity card cost?
An additional bonus of the promotion is exemption from the monthly fee for using the Citi Simplicity cardwhich the owner can enjoy all year round. During this time, an unconditional PLN 0 applies – even if the customer does not meet the conditions that “normally” entitle him to this rate.
Outside the promotion period, a fee of PLN 12 per month applies. For those who actively use a credit card, obtaining a waiver should not be a problem. For this purpose, you should make cashless payments by card for an amount of min. PLN 1,000.
You can apply for a Citi Simlicity card here, APR 19.91% »
Advantages of a credit card
For well-organized customers, a credit card is a great way to use bank money without additional costs. If the holder repays the used limit in full during the so-called grace period, then the bank will not charge interest on the loan. Interest-free period, i.e. the one mentioned grace period in the case of Citi Handlowy “loans” is a maximum of 56 days.
If you fail to repay the loan within the specified period, you must take into account interest. Currently, they are charged according to the APR, which is 19.91%.
What about people who have problems meeting deadlines and spend money quite lightly? In this case, a credit card will not be a suitable credit product and it is better not to choose it.
Benefits for Citi Handlowy customers
Citi Simplicity credit card holders can benefit from a number of amenities. These include:
- Apple Pay, Google Pay and Blik,
- Mastercard Bezcenne Chwile program and the Citi Specials bank discount program,
- Ticket pre-sale available for selected concerts organized by Live Nation,
- Possibility to take out a loan within the granted limit, which can later be repaid in monthly installments (APR 17.23%)
- Possibility of spreading the debt into up to 60 installments for transactions of min. PLN 100 (APR is 17.23%).
What else is worth knowing?
- The “Taste autumn with a Citibank Credit Card” promotion is addressed to new customers of Citi Handlowy. You can check the customer's status in the offer regulations. According to him, these are people who did not have any main credit card at Citi Handlowy after October 1, 2024. Persons with non-resident foreign exchange status and citizens or tax residents of the United States of America are also not eligible for this offer,
- Temporarily disable the PESEL protection service. If it is active, you will not be able to sign the contract. Once you have opened your credit card account, turn it on again,
- In order for the reward to reach the customer, the card must be active on the day the reward is delivered.
You can apply for a Citi Simlicity card here, APR 19.91% »
“We screen promotions” is an original series of articles in which the editors of Bankier.pl suggest how to make money on bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.
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