2025-10-07 07:45
publication
2025-10-07 07:45
FinTech XTB announced the introduction of an additional benefit for customers – from now on, active investors using the card in the Ewallet service can receive up to PLN 100 Cashback per month from transactions carried out using it.
Only customers with pro status can benefit from Cashback introduced by XTB. You don't have to pay anything to become one of them. The package is activated automatically if the customer performs a minimum of 5 transactions per month (purchase or sale) on the investment account. This sum does not include operations on CFD instruments. Actions and ETFs (also fractional) qualify.
Cashback at Ewallet XTB is 1% and begins to be paid from purchases for a minimum of PLN 400, i.e. when it will amount to PLN 4. The maximum withdrawal rate is PLN 100, so to use it, you should spend PLN 10,000 in a given month.
There are some exclusion. Cashback is not calculated in the case of cash transfers, payments for gambling, mutual plants, financial services, insurance services and fees for municipal services.
The cashback settlement period is 30 days. The amounts on the value of the transaction are calculated daily and displayed in the relevant Ewallet section. Cashback XTB is exempt from personal tax, constituting an award obtained in connection with bonus sales.
– Almost every statistics show that the most common barrier before investing is the fear of having insufficient funds and the stereotype that only large amounts can be investing. Now everyone will be able to use the card at Ewallet XTB as always, and in exchange they will get even PLN 100 a month. Of course, with these additional funds you can do everything you feel like, but it will also be a good amount to start building capital for the future, whether in the investment plan, pension accounts, or in any other way. Nobody will have the argument that there is no means to start thinking about the future – commented Omar Arnaout, president of the board of XTB.
Fees for using the XTB card
Payments using a card in the Ewallet service do not involve commissions, unless the transaction is converted. From September 28, the rates taken in such cases by XTB have changed. A commission of 0.5%is charged for currency conversion during payment per week. The same operation performed over the weekend costs 0.8%.
At the end of September, purchasing limits using the XTB card have also changed. They amount to 50,000 euros (per day and per month) or 150,000 euros (per year). Maximum daily and monthly cash payments cannot exceed EUR 1,500, and last year 5000 euros.
The card offered as part of the Ewallet service is issued under the MasterCard license by Dipocket UAB, an electronic money institution registered by the Lithuanian Bank.
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