Banks' results are still up. The sector earned PLN 33 billion between January and August

The net profit of the banking sector during the January 2025 period was PLN 33.3 billion, i.e. increased by 15.4 percent. RDR – informed the National Bank of Poland.

Total net operational revenues after August 2025 amounted to approx. PLN 93.6 billion, which means an increase of 8.4 percent. year on year.

Interest revenues increased by 5.2 percent, and interest costs increased by 4.5 percent.

Revenues from fees and commissions are higher by 2 %, and the costs in this respect increased by 3 percent.

Administrative costs were at the level of approx. PLN 36.4 billion, i.e. by approx. 9 percent. higher than a year ago, including employee costs increased by 8 percent. yard, and the remaining administrative costs increased by 10.1 percent.

Reserves or reversal of reserves after eight months of 2025 amounted to PLN 5.2 billion, which means a decrease by approx. 14 percent. rdr.

Write -offs (loss of value or reversal of loss of value from financial assets not valued according to fair value with the effect of a valuation related to the profit and loss account) amounted to PLN 3.3 billion, falling by 20 percent.

The government will deal with the bill increasing the CIT from banks

On Tuesday, the Council of Ministers will deal with the bill, increasing income tax collected from banks – according to the government's order published on Monday. In return, banks will receive bank tax reduction.

On Tuesday, the government is to deal with the bill amending the Act on corporate income tax and the Act on tax on certain financial institutions.

The project was recorded Increasing the CIT rate, paid by banks, to 23 %, with this rate in 2026 will be 30 percent, in 2027 – 26 percent. In turn, entities starting activities whose revenues did not exceed EUR 2 million will pay a rate of 13 percent. (currently this rate is 9 %). However, in 2026 this rate will be 20 percent, in 2027 – 16 percent.

The proposal of the new act also includes provisions regarding the reduction of tax on certain financial institutions, i.e. banking tax. Tax currently 0.0366 percent The tax base will be reduced to 0.0329 percent. tax base, and from 2028 it will be 0.0293 percent. tax base.

According to the project, the provisions regarding changes in income tax from banks are to enter into force from January 1, 2026, while those relating to the banking tax – from January 1, 2027 (PAP)

MS/ Mick/