It would seem that the range of benefits offered by the Social Insurance Institution is quite well known to Poles. There is, however, a pension that actually nobody uses, although it allows you to receive up to PLN 1,400 for several years.
See also: Millions of ZUS letters will reach Poles. What will be in them?
The training pension is one of the cash benefits paid by ZUS with the insuredwho are no longer able to work in accordance with their qualifications. Despite the high amount of help, most of us actually do not know about its existence. Evidence of this may be the fact that in Lower Silesia, where about 3 million people live, For several years there was not a single beneficiary of this benefit.
“Our clients rarely apply for this type of pension. For several years, we have not paid any training pension in Lower Silesia,” explains ZUS spokeswoman from Lower Silesia, Iwona Kowalska-Matis, which is quoted by business.interia.pl.
Training pension. Who is entitled to?
Mentioned The training pension has been in the offer of the Social Insurance Institution for nearly 20 years. Who is entitled to this benefit? People who are unable to work in accordance with their skills, as a result of an accident or a serious illness, which after retraining and gaining a new profession will be able to be professionally active again. If the beneficiary of the pension has a chance to obtain such qualifications that allow him to work in his health, he can count on the payment of a training pension.
What is the training pension?
According to ZUS explanations, The amount of the training pension is the equivalent of 75 percent. RESULTS OF THE CONTRIBUTIONhowever, this amount may not be less than the lowest pension due to partial incapacity for work.
In the case of when the inability to perform previous work resulted as a result of an accident at work or an occupational diseasethen the training pension is paid from the accident fund and amounts to 100 percent. Redasts of pension.
From 2025, the lowest training pension is PLN 1409.18. After deductions, the net amount of the lowest training pension is around PLN 1143.49
See also: The state is gaining, people are poor. A member of the MPC with hidden tax [OPINIA]
Training pension. Requirements to be met
Insured person who is trying to obtain a training pension, he must have a contributory and non -contributory period required by ZUS. This time depends on the age of the interested:
- If the insured is under 20, the required contribution period is 1 year,
- between 20 and 22 years of age – 2 years,
- If the inability to work was created after the age of 22, and before the age of 25 – 3 years old,
- over 25 years of age up to 30 years old – 4 years,
- over 30 years – 5 years.
When the insured receives the decision of the ZUS disability pension body on the purposefulness of professional retraining due to the inability to work in the current profession, he is directed to the Poviat Labor Office. Thanks to the courses offered there, such a person can get new skills that will allow him to undertake another job. For the period of acquiring new qualifications, the insured charges the training pension.
How long can you receive money?
Initially, this cash benefit is granted for 6 months. Based on the application of the Staroste, the training pension It may be extended by another 30 months. Provided, however, that this period is necessary to obtain new qualifications by the insured. Training pension He may also be shortened if the staroste finds that the person who downloads it does not bode Recovering the ability to work after retraining or evades the obligation to acquire the necessary skills.
