Banking experts talked about the most popular schemes for fraud with debt write -off

VTB experts note a significant increase in fraud associated with the promises of the complete write -off of debts in banks. Now the most common schemes for deception has become non -existent programs to write off loans, fake services for accelerated bankruptcy and offers from anti -colleagues.

One of the most common tricks was the proposal to take part in Non -existent debt debiting programs. Fraudsters can call people on behalf of state bodies or banks and convince that there are special programs that allow you to fully write off debts. To participate in such “programs”, victims need to pay a commission, which sometimes can reach a third from the loan itself, and provide personal data. As a result, fraudsters not only receive customer money, but also issue new loans in the name of victims.

Another popular scheme is the work of the so -called anti -collectors. Unscrupulous firms call debtors and promise them to “legally write off all debts” or recognize loan agreements invalid. As an argument, they use non -existent loopholes and subparagraphs in legislation that an unprepared person does not know. For their work, such companies ask for a large prepayment, and as a result, the victim receives fictitious documents or generally with clients simply break off the connection after receiving money. As a result, a person increases his delay and exacerbates relations with banks.

Fraud with the help of fake services for accelerated bankruptcy. On fake sites imitating official services, victims promise a quick write -off of debts for an additional fee. As a result, the victims transmit their personal information through the site, and scammers use it to receive new loans.

“Fraudsters are actively exploiting the financial vulnerability of people, offering non -existent methods of debt to write off. At the same time, neither banks nor state bodies require payment for debt write -off. Before transferring money or personal data to third parties, always check the information through official sources. The only safe way to solve loans are a direct appeal to the bank where experts will help offer legal options for getting out of a difficult financial situation, ”said Dmitry Revyakin, VTB Vice President, Head of the Department of Corporate Protection of the Department for Safety.

VTB experts emphasize that the best way to resolve issues with delay is to contact your bank before difficulties with paying for your loans. Banks offer different options for solving the situation, including restructuring, comprehensive settlement, cancellation of penalties or an IMOM with a search for work to improve the financial situation.