This is the first such sentence. The Court of Appeal annulled over a thousand “franc” mBank agreements

The Court of Appeal in Łódź annulled over a thousand mBank agreements regarding CHF loans due to their conclusion of dishonest terms of the contract in them, Business Insider said. Agreements are treated as invalid from the moment they are concluded. This is the first final ruling in a group lawsuit.

“It is worth recalling, however, that in this case SA granted all participants of the lawsuit security. Persons who paid the bank in installments higher than that paid by the bank did not have to regulate installments” – it was written.

“In practice, groups who had the so -called overpayment at the time did not have to pay off subsequent installments, and the others stopped paying when they repaid as much as they received from the bank as a loan in PLN. It was the first such group security in Poland” – he added.

In 2021, mBank sued all groups of loan amounts. Things are mostly suspended in anticipation of the above judgment.

As reported, there are over 10 cases in Poland against:

• mBank,
• Millennium,
• Santander Bank (it is a loan agreement with a CHF exchange rate concluded with consumers by Kredyt Bank),
• Bph
• Getin Noble.

Customers chose to pursue claims together because it was to be cheaper and less absorbing, but in fact they turned out to be difficult and long -lasting.

In the position of mBank, to which BI, it was indicated that The court granted mBank's request and excluded from the proceedings persons who made a settlement with the bank after the first instance judgment of 2024 (about 140 people) and discontinued the proceedings against them.

“This means that so far almost half of the participants in this procedure have decided to settle the dispute amicably and chose the settlements” – pointed out Marcin Wojtachnio, director of the Disputes Department in mBank.

He added that later in the judgment The court dismissed the bank's appeal, maintaining the judgment of the court of first instance.

In addition, in the opinion of mBank, the verdict in this case is determining, i.e. Each of the group's participants must be sued by the bank to annul the contract. (PAP Biznes)

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