2025-06-15 09:03
publication
2025-06-15 09:03
According to the Santander Consumer Bank survey, 66 percent He saves Poles, most often on savings accounts and deposits. At the same time 20 percent Poles believe that thanks to the financial pillow they could stay up to 3 months without income.
The largest group of respondents keep their savings on the savings account (74 percent) and on the deposit (49 percent). In turn, 18 percent uses tax bonds, and 13 percent He decides to the PPK account, brokerageer or investment funds. 11 percent indicated the cryptocurrencies. respondents.
The most important criterion for Poles is The security of their savings – 42 percent answered respondents, and a similar percentage (41 percent) pointed to a high interest rate. Group 32 percent She declared that the availability of funds is important, i.e. the possibility of payment at any time, and a quarter indicated “low fees and no hidden costs”. Subsequently, the respondents exchanged a saving period (14 percent), no additional conditions for having an invoice, or the need to perform additional transactions (13 %).
20 percent group When asked, she declared that she could stay up to 3 months without income thanks to her savings. People aged 18-29 dominated here – one third of the respondents pointed out. In turn, 18 percent respondents believe that their savings are enough for a period of 3 to 6 months. They are mainly people over 60 years of age; She answered a quarter. Slightly less (15 percent) indicated 7-12 months, and most often they were thirty-year-olds (21 percent). Nearly one -fifth can survive more than 12 months from the money put down, and 17 percent He declares that she has not put away enough to stay.
The manager at the Santander Consumer Bank, cited in the report, Mariola Kondek -Pastetnik emphasized that it is worth striving to build a financial cushion, which – in her opinion – is an investment in peace and independence.
“A conscious approach to personal finances, including both current budget management and long -term planning, becomes one of the key elements of building economic immunity,” she said.
The study was carried out at the request of the Santander Consumer Bank by the CATI method by the Institute of Market and Social Research (IBRIS) on April 18-29, 2025 on a group of 1000 adult Poles. (PAP)
JLS/ MMU/
