– All individual customers of Getin Noble Bank with a mortgage in francs for consumer purposes will be able to sign a settlement on convenient terms, thus ending long -term and expensive court proceedings. The proposal was prepared so that it secured both bank borrowers and creditors of the bankrupt, which was a real challenge – said Kubiczek, quoted in the announcement.
The referee of the second stage of the program was issued by the Judge-Commissioner in the bankruptcy proceedings of Getin Noble Bank on June 6. The decision in this respect is final and enforceable, which means that the terms of the settlement proposed by the trustee meet all legal requirements and the principles of social coexistence. In settlement dispute resolution is also supported by the Ministry of Justice, which after launching in December 2024 the first stage of the program indicated its advantages, indicated in the material.
“The terms of the program are identical to every customer who is a consumer. They take into account the original period for which the loan agreement was concluded, the amount of capital paid and a fixed interest rate of 2.98% throughout the entire loan period. This means that all loan agreements in CHF are given to consumers for residential purposes, including those in which 200th, in which 200th, in which 200th, the settlement of CHF, also in which the settlements were paid to consumers, also in which 200th Proc. designated at the first stage (in December 2024).
The settlement program will apply only until the end of June 2026. And although it is planned to successively provide further customers with settlement proposals, The trustee encourages those interested to contact the bank independently in order to sign the settlement. After this date, the liquidation of the credit portfolio will begin on the principles set out in the bankruptcy law.
– Work on the second stage of the settlement program lasted from the launch of the first phase in December covering borrowers who repaid at least 200 percent. borrowed capital. The first stage turned out to be a success. Proposals met with great interest. Today, the program conditions are even more favorable. So I count on an even better effect after starting the second stage of the program – the trustee pointed out.
As he noted, the proposed solution is to benefit for everyone. The settlement with the bank makes it easier to terminate the formalities, which improves the situation of borrowers. Mortgage collateral will be removed from the land and mortgage registers, and the borrower's credit information office will be removed. The proposed conditions also give the opportunity to end court disputes as soon as possible.
“It is worth adding that this is the first time in the history of GNB, when the bank offers its clients a settlement in franc matters. The effect of the program will be a significant relief of courts of such cases and the fastest possible end of customer relations with the bank” – summarized in the information.
In July 2023, the court issued a bankruptcy proceeding of Getin Bank, and appointed Marcin Kubiczka to the trustee.
